18 Apr 2019
For saving plans, do you prefer high flexibility with lower returns (Eg. saving accts, SSB, flexible insurance savings plans) or no flexibility with higher returns (Eg. fixed deposits, endowments) ?
If you're determined to save, save objectively for a specific purpose. If it doesnt need to be flexible, don't let that money be flexible so you can meet the objective stated. Its that simple.
Singapore Savings Bonds as it offers pretty decent interest rates and is flexible/liquid should I ne...
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