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Angus Sept

25 Nov 2020

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For a single, what are the considerations to look out if one want to buy a 3 resale flat as investment? Should one take up HDB or Bank loan?

What to look out for a 3 resale flat as investment?

AMA Stacked Homes

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Cavi Jessi

17 Jul 2023

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Tom

27 Jun 2022

Clarify that u using for rental or own stay as investment. Answers would be different. Though by now you probably already have gotten but to whoever asking for above, it is important to understand the purposes n needs first.

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Ryan Ong

25 Nov 2020

Partner at Stacked Homes

It sounds a little cliched, but it really is the usual spiel about location. Try to find:

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In current interest rate climate, shld we go for bank or hdb loan? I also understand the idea of some who recommended taking HDB and switch to Bank loan. Also, don't intend to sell the resale flat?

My fiance and I are intending to purchase a resale flat. We are unsure if a bank loan or HDB loan would be more suitable? Any advice and other things we should take note of?

What specifics to look out for when buying a resales HDB? I am looking for a place in mature area to stay and the flats are in general old and costly. I do want to sell it for a profit?

If i have more than 50% for downpayment in my cpf ordinary account to buy a resale flat, do i still need to fork out another 5% cash if i take a bank loan?

I’m single and intend to buy resale flat in the next year or so, using bank loan. What if I pass away subsequently, without making a will? Who will continue to bear the liability of mortgage payment?

Related Posts

In current interest rate climate, shld we go for bank or hdb loan? I also understand the idea of some who recommended taking HDB and switch to Bank loan. Also, don't intend to sell the resale flat?

My fiance and I are intending to purchase a resale flat. We are unsure if a bank loan or HDB loan would be more suitable? Any advice and other things we should take note of?

What specifics to look out for when buying a resales HDB? I am looking for a place in mature area to stay and the flats are in general old and costly. I do want to sell it for a profit?

If i have more than 50% for downpayment in my cpf ordinary account to buy a resale flat, do i still need to fork out another 5% cash if i take a bank loan?

I’m single and intend to buy resale flat in the next year or so, using bank loan. What if I pass away subsequently, without making a will? Who will continue to bear the liability of mortgage payment?

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