Does online payment qualify for the minimum $6,000/$5,000 spend for 60,000/23,000 miles sign up bonus on the SCB Visa Infinite X Credit Card & AMEX Krisflyer Card?

I will be holding my wedding banquet at a hotel next year and I plan to make payment to book the venue using my SCB X card and AMEX Krisflyer credit card. Was informed by the hotel that they can send me a link to make the payment online instead of going to the hotel to make payment.
May I ask if making online payment would qualify for the minimum spend to get the bonus miles for the 2 credit cards above?
Also, would it be better to use the AMEX Krisflyer Ascend or the std AMEX Krisflyer card?

Standard Chartered X Card

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Choon Yuan Chan

06 Dec 2019

Not all online transactions are recognisied for SCB Standard infintie X card. As many has said, it depends on the MCC code.

Other examples include online bill payment. For example, Singtel bill payment online is not recognised under Standard Chatered X card, but is considered under AMEX krisflyer. The same also applies to Grab top up- Standard Chartered says no considered, but AMEX is considered

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Elijah Lee

06 Dec 2019

Senior Financial Services Manager at Phillip Securities (Jurong East)

Check the MCC code of the payment portal if possible.

If not, I would just pay at the hotel directly, this is 60K/23K miles we are talking about, so I wouldn't want to mess things up and fail to get my miles.

The Ascend is a better card in general, but your 3 year countdown starts once the miles are credited to your account. If you can't accumulate a critical mass to burn every once in a while, it may not be the best card for you.

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