Does Etiqa elastiq work like the singlife account that we can withdraw the whole amount inside after the lock-in period of 3 months?

Hi Anon, Etiqa Elastiq is less liquid compared to SingLife.

You can only withdraw a minimum of $500, or subsequent multiples of $500. So if you earn any interest that does not amount to $500, you can't withdraw the interest.

As JC mentioned, you need to maintain a minimum of $5k inside the account if not there'll be a $5 monthly fee.

If you wish to withdraw everything from the account, you can surrender the policy. However, once you surrender the policy, you may not be able to purchase this policy again.

Also, Etiqa reserves the right to hold your funds for up to 6 months before they transfer it back to you.

If you would like to know more about Etiqa Elastiq, you can check out my in depth review here.

Yes, from from day 91 onwards, elastiq is similar to a "bank" account. But i think if your elastiq account value is zero, your policy will be terminated. If you do partial withdrawal, just make sure that there's at least $5k inside if not you'll be charged a $5 service fee monthly.