Critical Illness (CI)
Whole Life Insurance
Asked on 02 Jul 2020
I saw the FWD plan online but didn’t see many reviews. I like the concept of it covering the most common illnesses and I think it’s a good idea, plus the premium is quite affordable at 30 a month. It covers early and late so it is likely cheaper than if I buy AVIVAs mindef group term plan for living care and living care plus
If you are just looking at big 3 CI coverage, I do believe that most insurers have something similar now and it would be good to speak to your current agent. I think it helps to have a central contact to help us in the event of claims.
You may wish to research further on the terms for coverage, as well as the premium on renewal. This will give you a better insight on whether it fits into your needs.