Anonymous
Does anyone have advice on wedding ring budgeting?
Hi all, I’m ready to take the next step in life, proposing to my gf now. So the question is, wedding ring. I know there isn’t a hard and fast amount for rings but just seeking advice from the community. Any rule of thumb on the amount to be set aside for a ring? Or what are your considerations etc.
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Jonathan Chia Guangrong
19 Aug 2020
SOC at Local FI
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Proposing ring or wedding ring? either or I always choose gold ring. Mine was (+-6g 916) costs at $600+.. get a gold ring than a diamond ring it has a better Value in case cash is needed.
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1) must see what size the diamond will look nice on finger.
2) does she want to wear the engagement ...
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For engagement ring, avoid the local jewellery chains like the plague. Their margins are very high and the diamonds (assuming you are getting a diamond engagement ring) are not worth the price you pay. Consider going to boutique places and jannpaul; their selection is excellent for the price and they will give you a tutorial on diamond selection to boot with no obligation.
For diamonds, cut is most important out of the 4Cs.
If you have a specific custom design in mind, jannpaul may be able to accommodate as well.
Do factor in lead time. It may take about 2 months from diamond selection to collection.
For wedding bands, if you like any design from the place where you got your engagement ring from, they may offer a discount on this. Otherwise, places like love and Co are ok as well for simple bands.