Asked by Anonymous

Do you think investing in ETFs or SSB is better?

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    • Gabriel Lee
      Gabriel Lee
      366 Answers, 557 Upvotes
      Answered on 25 Sep 2018

      Depends on your risk appetite, SSB for low risk and ETFs for medium risk. You can consider investing in both to diversify

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    • Jay Liu
      Jay Liu, Sleepyhead at Land of Dreams
      193 Answers, 345 Upvotes
      Answered on 25 Sep 2018

      To each of its own. Want less risky go for SSB but around 2.5% return/issue. Depending on issue. Only default will be if government defaulted. ETFs will be riskier, following market conditions. There will be dividends(if applicable) and capital gains.

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    Nicholes Wong
    Nicholes Wong, Diploma in Business Management at Nanyang Polytechnic

    Top Contributor (Jan)

    278 Answers, 395 Upvotes
    25 Sep 2018

    If you are young with no or little responsibility and willing to take some risk, go for 80%ETFs and put like 20% in SSB. If you scared, then put SSB. You can even put 100% in ETF if you dare since its your money. You have to google and do some research to see which suits you.

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