Did u personally get early CI? Why and why not?

Of course! Given the lower premium when we buy at a younger age as compared to the chance of claiming. I'd say early CI is definitely a must buy. If you are looking at a plain vanilla early CI plan, you can consider getting Singlife. Here, you can find transparent pricing for early ci premium

ECI is definitely the future.

https://www.moneymaverickofficial.com/posts/pri...

Especially because we live in such an advanced country with early detection and treatments. I purchased a substantial amount of ECI.

ECI is actually for multiple purposes - expedited treatments/surgeries or specialized treatments, as well as income replacement, a much wider range of coverage, etc. In depth study into the CIs will show you that late stage cases are often irreversible - while ECI is not, and you should beat the crap out of it with a huge chunk of money and reimbursed medical bills so you never experience it again.

If you have any questions about ECI, you can always drop me a message directly. I'd be happy to answer them.

https://www.facebook.com/luke.ho.54