Credit card miles for Pregnancy costs?

Hi! Understanding whether or not a credit card will reward hospital bills can be tricky, especially because the terms and conditions often aren't very transparent. For the most part, credit cards do not reward medical payments–this exclusion is listed as "government services" as most hospitals and polyclinics actually fall into this category. However, there are a few options that currently reward medical transactions. Here's a quick overview:

• Standard Chartered Unlimited Cashback–1.5% rebate on all spend, great for big hospital bills since it's uncapped

• American Express True Cashback–Also 1.5% unlimited, but offers an upfront boost to 3% for the 1st 6 months (so a great fit if you're already a few months into your pregnancy)

• HSBC Revolution–Up to 2 miles/S$1 on online bill pay, including insurance

• CIMB Platinum MasterCard–No-fee and rewards all medical spend, but cashback on hospital bills is capped after S$200 spend, at S$20/month (so might be a good complementary card for ancillary expenses)

If you're curious, here's a full run-down of credit cards in Singapore that reward hospital bill payments (from ValueChampion):

https://www.valuechampion.sg/best-credit-cards-...

Hope this helps!

Hospital bills are generally excluded from spending - except for AMEX KF cards IIRC. However for now I still use Grabpay Mastercard (topped up using DBS Altitude) for any hospital bills, despite its more mediorcre earn rate now...something is better than nothing I guess? Hope it helps