Can review my portfolio? 1) IWDA: $10,000 (invested beginning of this year,2020) DCA monthly: $1,500 2) STI ETF: $18,000 ( invested since 2018, having a loss) 3) Unit Trust: $10,000, (value: $11,000). Any suggestions?

Wont go wrong with IWDA, your Unit Trusts are fine, well spreaded out across different assets. STI is the laggard here. I see tons of funds daily and STI is the one that is still having negative return (adjusted for dividends) from current quarter to date. My take is to reduce your position in STI once you have break even, and allocate more capital to IWDA or other global ETFs.

I did a list of charts and checklists for you. You can find them via: https://dl.orangedox.com/fund-analysis-pdfs

File Names:

NIKKO AM SINGAPORE STI ETF (DBSSTI SP Equity)_updated_090820

ISHARES CORE MSCI WORLD (IWDA LN Equity)_updated_090820

FIRST STATE DIV ADV-SGD A Q (FSIDVDS SP Equity)_updated_090820

SCHRODER ASIAN GROWTH - SGD (SCHSEAI SP Equity)_updated_090820

EASTSPRING INV UT GL TC (PRUSTEC SP Equity)_updated_090820

UOB UNITED GLOBAL HEA-SGD AC (UNIGHCI SP Equity)_updated_090820

Hope it helps.​​​

You can continue to course to DCA over the long time since you seem to be following boglehead 2 etf funds allocation method. (One global and one local etf) But if your time horizon is too short, then it will not matter and i will suggest you to buy SSB or fixed deposit instead. You seem to be short off MBH to cover local bonds?