facebookAs a soon to be graduate, what entry-level miles credit card would you recommend that I get? - Seedly

Anonymous

06 Dec 2019

Credit Cards

As a soon to be graduate, what entry-level miles credit card would you recommend that I get?

Are there any promotions going on now?

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Pang Zhe Liang

06 Dec 2019

Fee-Based Financial Advisory Manager at Financial Alliance Pte Ltd (IFA Firm)

It depends on your spending habit.

For general cards, consider Citi PremierMiles at 1.2 miles per dollar. For stacks in $5, consider UOB PRIV Miles @ 1.4 miles per dollar.

For online spending, consider Citi Rewards @ 4 miles per dollar, capped at $1k monthly.

For shopping and entertainment, consider OCBC 90°N CARD @ 4 miles per dollar.

Here is everything about me and what I do best.​​​

If you are serious about the miles game, don't stick to just one card. Get a few cards to maximise the miles earned. There are many entry level cards ($30K income requirement) that allows you to earn good miles:

  • UOB Preferred Platinum Visa for paywave (4mpd)

  • Citibank Rewards for online and Grab (4mpd)

  • OCBC Titanium Rewards for shopping (4mpd)

  • OCBC 90N (1.2mpd general spend, ongoing promo 4mpd for foreign currency)

There could be more depending on prevailing promotions. Follow milelion for updates:)

Hi Anonymous,

Congrats on your graduation! It has not been an easy journey but kudos to you for com...

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