After the revised interest rates, which credit card should a fresh grad use to credit salary? - Seedly
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Anonymous

Asked 3w ago

After the revised interest rates, which credit card should a fresh grad use to credit salary?

I am a fresh grad and will be earning 2.3k after cpf deduction. I’m wondering which acc will be best for me considering the current climate - DBS Multiplier, UOB One, or OCBC. Spending $500 is okay for me but I’m rather confused to which will be the best! Do advice!

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Hi there,

As it stands, the UOB one has the best interest rate out of the 3. As the UOB one minimum spend can be qualified using Debit cards as well, you do not need to overspend when it comes to trying to hit the monthly requirements.

The other 2 accounts required credit card spending, with OCBC currently removing the credit card spend requirement for higher interest generation.

Hope that answers your question!

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