$20,000 savings at the age of 20. Am I on track? Currently studying university, no income. Any ways to earn more money while staying at home?

$20k is A LOT for that age, I just spent all my money on holidays haha. Do you have any artistic talents? If you can do digital illustrations/design/videography, I would recommend you to start building up a website or instagram portfolio, and start doing some freelance design work!

If you're not good with art, what about language? I know there are those translation jobs out there, freelancer.com / fivver was great about 5 years ago although I'm quite out of touch with these freelance work now haha. Let us know more about some of your hobbies and talents!

Yes! You are on track. Most people have a negative net worth at that age because of student loans.

As far as I know, if you want to earn money while exclusively staying at home, you are quite limited to your computer.

Some ideas include selling items on Carousell, flipping items in games (Maplestory), freelancing, writing articles and making content.

However, I do not recommend dividend investing, although it may seem enticing. I would park my wealth in a low-cost diversified UCITS ETF instead. Here's why.