Yusheng Liu - Seedly
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Yusheng Liu

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Yusheng Liu

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Yusheng Liu

  • Answers (2)
  • Questions (1)
  • Reviews (9)

Giveaways

Property

Condominium

HDB BTO

Resale HDB

Family

Do you view your home as an Investment, somewhere to stay or both? Share your reasons and experiences!?
Yusheng Liu
Yusheng Liu
Level 4. Prodigy
Updated on 21 Oct 2019
For my case, a property is both. I am staying in my own house now, so it is obviously a place to stay here. Meanwhile, I see this home as an investment tool too. I will state a few reasons below, 1) Singapore property market is stable. It won't go up and down crazy. That means the capital you invested won't be evaporated in a sudden. (But be aware of recession, it drops a lot in 2008 I could remember) 2) Singapore property has relatively high rental/price ratio, which will give you about 3-5% if you are renting out a condo, or 6-8% if it is an HDB. 3) Singapore has no natural disaster like a tsunami, earthquake, which means the property is relatively safe compared to other markets. (hope we will never be like HK now)
ūüĎć 1

Savings Accounts

Credit Cards

Is DBS the only bank where you can pay your credit card bills in-app?
Yusheng Liu
Yusheng Liu
Level 4. Prodigy
Answered on 05 Jul 2019
I believe a lot of bank's app can do so. Personally i used citibank, standart, and yes, i am able to pay credit card in-app. Additionally, if i remember correctly, standart might be the first mobile bank, which allow you to pay other bank's credit card bills.
ūüĎć 1
Level 4. Prodigy
52PointsGoal 125
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