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Yong Kah Hwee

Joined the rat race recently. Even though I'm a chicken.

Yong Kah Hwee

About

Joined the rat race recently. Even though I'm a chicken.

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Yong Kah Hwee

  • Answers (635)
  • Questions (1)
  • Reviews (16)

Salary

Fresh Graduates

Career

Is a salary of 3.5k w/o bonus w/o aws reasonable for me?
Yong Kah Hwee
Yong Kah Hwee
Level 8. Wizard
Answered on 16 May 2020
It really depends on what you are doing, and what your working hours are. Also depends on how much you like the job scope. Ultimately, you decide whether your time is worth 3.5k a month.
馃憤 0

Lifestyle

General

COVID-19

Do I need to wear a mask during haircut?
Yong Kah Hwee
Yong Kah Hwee
Level 8. Wizard
Answered on 03 May 2020
Better to wear one! Both to protect yourself and to protect your wallet (in case we're not allowed to take them off)!
馃憤 0

Investments

Savings

It鈥檚 generally said that it鈥檚 better to enter the market early but if the amount of money I have is small should I built a larger amount first or enter the market?
Yong Kah Hwee
Yong Kah Hwee
Level 8. Wizard
Answered on 03 May 2020
I would say that it is better to have at least 6 to 12 months of expenses saved up as emergency funds first, before considering investing.
馃憤 0

Education

Undergraduate

Is it wise to devote your time to co-curriculars in University?
Yong Kah Hwee
Yong Kah Hwee
Level 8. Wizard
Answered on 03 May 2020
Not-so-recent grad here. Just have fun! I would say grades don't matter as much, unless your grades are really bad (below third class honours). I've got friends who got third class honours and are doing pretty well today in terms of salary :)
馃憤 0

Undergraduate

Education

Career

How important are internships?
Yong Kah Hwee
Yong Kah Hwee
Level 8. Wizard
Answered on 03 May 2020
Why not both? However, if you had to choose, then internship would be a better option. Better yet, look for an overseas internship! Or join NUS Overseas College!
馃憤 1

Investments

Savings

Retirement

Is there a maximum age limit for investing?
Yong Kah Hwee
Yong Kah Hwee
Level 8. Wizard
Answered on 03 May 2020
Not at all! It doesn't make sense to have a maximum limit too
馃憤 0

SG Budget Babe

Investments

Insurance

Family

Lifestyle

Loans

Credit Cards

CPF

Retirement

Robo-Advisors

Was there a time in your life where you lost money? How much did you lose and why?
Yong Kah Hwee
Yong Kah Hwee
Level 8. Wizard
Answered on 03 May 2020
A couple of years ago before I knew anything about investing, I dabbled in forex. I was lucky at first and got back 200% returns based on pure luck. Then, I got too greedy and overconfident and basically lost every single cent.
馃憤 0

Career

General

Is being unhappy a valid reason to quit one's job?
Yong Kah Hwee
Yong Kah Hwee
Level 8. Wizard
Answered on 03 May 2020
Definitely. If you are going to spend hours after hours on the job, it means that you are spending hours after hours being unhappy! This could lead to more serious complications such as mental illnesses. Do your best to look for another job in the meantime, and you'll likely find yourself happier!
馃憤 0

Stocks Discussion

DBS

Investments

Bought DBS at $23.95 and SATS at $4.34. Should I sell now to cut loss?
Yong Kah Hwee
Yong Kah Hwee
Level 8. Wizard
Answered on 10 Mar 2020
If you believe in the fundamentals of the companies you invest in, you should not sell. Instead, average down. But of course, ensure that you do not overbuy, and keep some cash for other opportunities that may come!
馃憤 0

Economics

Investments

Career

Lifestyle

COVID-19

Singtel will be implementing a wage freeze this year as part of a cost-cutting exercise due to uncertainty caused by COVID-19 and weak business sentiment. Are you concerned for yourself?
Yong Kah Hwee
Yong Kah Hwee
Level 8. Wizard
Answered on 10 Mar 2020
I don't mind a wage freeze if it means that I can keep my job. Having an income is better than having no income!
馃憤 0
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