Yong Kah Hwee - Seedly
Yong Kah Hwee

Joined the rat race recently. Even though I'm a chicken.

Yong Kah Hwee

243Upvotes

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Joined the rat race recently. Even though I'm a chicken.

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Yong Kah Hwee

243Upvotes
  • Answers (604)
  • Questions (0)
  • Reviews (15)

Retirement

Lifestyle

Yong Kah Hwee
Yong Kah Hwee
Level 6. Master
Answered 3w ago
I think I would take some years to travel and see the world. When I am back, I would continue working because I feel like I need some kind of routine in my life. I would also spend more time with my family, and keep learning new things so that I can keep up with the times. Would also engage in hobbies or learn new hobbies!

Career

Yong Kah Hwee
Yong Kah Hwee
Level 6. Master
Updated on 30 Aug 2019
I would choose IT first, then do a Masters in Business. This way, you can draw a higher salary in your younger years. If you invest properly, you'll be able to enjoy when you're older :)

Investments

REITs

Yong Kah Hwee
Yong Kah Hwee
Level 6. Master
Updated on 21 Aug 2019
As what Jonathan shared, you'll need to go through a broker to buy any stocks/REITs/bonds from the market. CDP is just a place for you to store your stocks/REITs/bonds under your name. DBS Vickers is the medium by which you buy/sell your investments. Long story short, use Vickers to buy REITs. The REITs will then be automatically transferred to your CDP to be stored under your name.

Credit Card

DBS Multiplier

DBS Altitude Visa Signature Card

POSB Everyday Card

DBS Live Fresh Card

Fresh Graduates

Yong Kah Hwee
Yong Kah Hwee
Level 6. Master
Answered on 21 Aug 2019
Most cashback cards require you have had minimum spending before you can get the cashback. As for the DBS Altitude, if you don't think you can hit that amount, then don't force yourself to. There's no need to take advantage of the promotion; the card benefits are good enough (in my opinion at least).

Investments

Lifestyle

Savings

Stocks Discussion

Yong Kah Hwee
Yong Kah Hwee
Level 6. Master
Answered on 21 Aug 2019
Don't really recommend buying REITs now. Most of them are overpriced... Just do your research and find out which REITs you think are strong. Then wait for the right opportunity to invest in it.

99.co Event

Property

Condominium

Yong Kah Hwee
Yong Kah Hwee
Level 6. Master
Answered on 21 Aug 2019
LTA master plan is a good place to look. They have already planned until the year 2040! The TEL line is coming up soon, followed by the Jurong Regional Line, then the Cross Island Line.

Career

Yong Kah Hwee
Yong Kah Hwee
Level 6. Master
Answered on 21 Aug 2019
I think it depends on what kind of colleagues you have. If you don't feel like it's 'safe' telling your colleagues, then don't. But if your colleagues are trustworthy and won't backstab you by telling your bosses that you are leaving soon, then sure, just tell :)

Lifestyle

Yong Kah Hwee
Yong Kah Hwee
Level 6. Master
Answered on 21 Aug 2019
Maybe offer to pay first? Don't need to paiseh one, just say you want to pay first, then let them pay the next time. Alternatively, suggest taking turns to pay. If they are really your friends, they'd understand.

Savings

Family

Lifestyle

Yong Kah Hwee
Yong Kah Hwee
Level 6. Master
Answered on 21 Aug 2019
I give about 15% of my salary to my parents. It really depends on you. There is no need to follow any benchmarks! If you think your parents need more, then give more.

Unit Trust

DBS

Stashaway

Yong Kah Hwee
Yong Kah Hwee
Level 6. Master
Answered on 21 Aug 2019
Don't panic and sell off your investments. If you do, it means you are investing based on emotions and nothing else. Do some research on what you have invested in, then evaluate whether it is still worth keeping your money in these places. Suggest reading articles from investment bloggers and from Seedly. Many of these articles provide insight on what you are investing in :)
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Level 6. Master
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