Dependent on where you go Cheap/Affordable destinations (S.EA etc) : Can afford to pay more for nice accommodation that usually cost an arm & leg in other atas countries. Expensive destinations (UK, Europe) : Save on accommodation, and budget that for food & experiences

The Eighth core value of Singapore Armed Force: Dont get caught! Owise, best to focus on one job to avoid conflict of interests and get into troubles becos of moonlighting

I have seen friends or accquaintances broke their bond just 1-2 years into & had their parents cough out money as compensation. I say go for it if there's no/short duration bond. & choose scholarship that requires you to maintain a 2nd upper honors or below (first class can be nerve-wrecking to acheive, all it takes for1-2 modules to screw up & you can kiss first class goodbye) And the best part of scholarship? you graduate college-debt free, so that means your salary nett of basic expenses can be used to fund your investment porftolio instead of paying college loan interest once you graduate

Yakult Honsha Co., Ltd. TYO: 2267 Yakult Honsha was founded in 1935 to sell its flagship product, Yakult—a beverage made using lactic acid bacteria, a bacterial strain discovered by Minoru Shirota in the 1920s. Yakult Honsha is a multinational corporation that sells various other products and owns the Tokyo Yakult Swallows baseball team.

Long on SATS, long term investment thesis is based on opening on T5 in 2030. Sats is already the largest local player here. The opening of T5 is basically government using taxpayers money to help it expand the size of its captive market. Coupled with the investments in technology it had put into over the years to reduce labour costs, the revenue & profit margin down the road should be robust at least

Bascially trading flat line since 2016, would say its dead money with a decent income yield of 4%. dont see much upside in the long-term as singapore market is too small to scale up continually

Yes, this is how i actually put my market orders. Looked at the closing bid/ask volumes then decide whats a reasonable price target that can be achieved on the next opening day.

I prefer business (regardless or manu/service) that can generate consistently growing cashflow throughout long-term market cycles & provide a decent return to the shareholders

Good company, but way too over priced from a P/E 40 (KO P/E is 30) given that they only had 2 strong sellers, Vitasoy milk and lemon tea. And at the moment highly reliant on the China market for continual growth and profits (double-edged sword). Will only consider if P/E dropped below 30

Singapore Pools (not private but state-owned) - lottery gambling monopoly in singapore The Lego Group - Evergreen toy company, their movies also a big hit