Wei Lin Peck - Seedly
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Wei Lin Peck

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Wei Lin Peck

  • Answers (6)
  • Questions (0)
  • Reviews (6)

Savings

OCBC

CIMB

CIMB FastSaver Account

OCBC 360 Account

Savings Accounts

If I have maximised the limit on my OCBC 360 account and have chosen to open a CIMB Fastsaver account, should I be doing transfers of the salary credited to the CIMB account monthly?
WL
Wei Lin Peck
Level 4. Prodigy
Answered on 26 Nov 2019
Yes, transaction date matters. In order to maximise OC 360, one has to have at least $70K in the account. Perhaps a good way is to do a calculation (via spreadsheet) on the interest earn if a specific amount is deposited in OC 360 (with $70K as base) vs transfer the balance to CIMB.
ūüĎć 0

Savings

CPF

1M65: Heard about it from Seedly talk, but still confused. Why isn't everyone doing it then?
WL
Wei Lin Peck
Level 4. Prodigy
Answered on 26 Nov 2019
1M65 means to have a million at the age of 65. I guess the biggest con is the liquidity of the cash invested. One can only withdraw the cash after the retirement age. This means that you have to make lifestyle and financial changes (and sacrifices) to fulfill the 1M65 objective. The pro is of course, retire with a million.
ūüĎć 0

Career

SG Budget Babe

How can I tell if a company is really a suitable/good place to work in?
WL
Wei Lin Peck
Level 4. Prodigy
Answered on 26 Nov 2019
It's always good to do a research of the organization and the role position you are applying for (Glassdoor, Linkedin, the organisation website etc). You may also ask your peers for opinions. During interview, you may wish to ask the interviers some questions concerning the working style of the team, what is expected of you to exceed in this role, short and long terms of the department goals, etc. It should give you answers on whether you are a good fit to the role and organisation.
ūüĎć 0

Lifestyle

What kind of presents do you NOT want to receive for Christmas?
WL
Wei Lin Peck
Level 4. Prodigy
Answered on 26 Nov 2019
I personally prefer not to receive chocolates for Christmas, because it is predictable and common.
ūüĎć 0

Lifestyle

Secret Santa gift ideas?
WL
Wei Lin Peck
Level 4. Prodigy
Answered on 26 Nov 2019
Comestics orangiser (female) or cable organiser pouch (male).
ūüĎć 0

Career

SG Budget Babe

Should I leave my job of 3 years even though the salary is good but the culture is very toxic?
WL
Wei Lin Peck
Level 4. Prodigy
Answered on 26 Nov 2019
If you feel like dragging to work, then maybe it'd time to move on. As much as possible, find a new job before you tender.
ūüĎć 0
Level 4. Prodigy
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