Teoh Zetong - Seedly
 
Teoh Zetong

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Teoh Zetong

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Teoh Zetong

15Upvotes
  • Answers (17)
  • Questions (4)
  • Reviews (1)

Investments

Teoh Zetong
Teoh Zetong
Level 3. Wonderkid
Updated 2w ago
Anyone looked through this list of funds available for SRS subscription? any recommendations? https://www.dbs.com.sg/iwov-resources/pdf/invest/supplementary-retirement-scheme/srssubscriptionsfunds.pdf also, can someone explain the graph of this fund to me? why does the fund fall below the benchmark, does it mean it's underperforming? https://api.fundinfo.com/document/9431f95ce08d24f041b20a9d1b3a6c18196780/MRSGenLU0320765059YES2019-06-30.pdf?apiKey=2b4262a9ecd0a7e39a7bb33c0cb06282

CPF

Property

Retirement

Supplementary Retirement Scheme (SRS)

Teoh Zetong
Teoh Zetong
Level 3. Wonderkid
Answered 3w ago
Too many acronyms flying around, I had to google them so might as well write it down here so it's easier for other people to reference. RSTU - retirement sum topping-up scheme - from what I've read, means top-up to your CPF Special Account (SA) and get guaranteed returns that account. - It cannot be withdrawn in cash or used for any other purposes such as education, investment, insurance premium payments, housing etc. - If you are making cash top-ups for yourself, you can enjoy tax relief equivalent to the amount of cash top-ups made, up to $7,000 per calendar year. https://www.cpf.gov.sg/Members/Schemes/schemes/retirement/retirement-sum-topping-up-scheme SRS - supplementary retirement scheme - can withdraw, but 5% penalty and the money withdrawn will immediately become taxable (might be quite painful if you lump sum take out 6-digit or more, approx 10% income tax) - max top up per year is $15,300 https://blog.seedly.sg/supplementary-retirement-scheme-srs-tax-relief-promotions-investment-options-comparison/

Lifestyle

Investments

Teoh Zetong
Teoh Zetong
Level 3. Wonderkid
Answered 3w ago
Lol, this is like a question asked in Hong Lim park. But short and definite answer, yes.

Career

Teoh Zetong
Teoh Zetong
Level 3. Wonderkid
Answered 3w ago
Needs more clarification, what is a cloud computing career?

Savings

Career

Teoh Zetong
Teoh Zetong
Level 3. Wonderkid
Answered 3w ago
Practical things to consider between part-time and full-time jobs: 1. you might not enjoy full-time employee perks like medical insurance, annual paid time-off (but by law, you should also enjoy PTO based on your tenure with the employer) 2. you might have to file for your own CPF and taxes other than that, I think it's largely the same! If you can juggle two part-time jobs and enjoy both of them more so than your full-time job, I don't see why you shouldn't do that! :)

Equities

Securities

Investments

Stocks

Teoh Zetong
Teoh Zetong
Level 3. Wonderkid
Answered on 26 Mar 2019
Anyway, I was doing my own research and found this nifty tool: https://www.marketwatch.com/ You are able to plot the earnings and P/E ratios on a time-series graph, which is very close to what I'm looking for

Career

Teoh Zetong
Teoh Zetong
Level 3. Wonderkid
Answered on 10 Jan 2019
You can use math to determine the best package. Longer leave is essentially more money too, you are paid to do nothing about work, so it's more money. If you work only on weekdays then one day of paid leave is worth your annual salary / (5 days 52 weeks ). Total up everything to see if it matches your new pay from your current job. And yes, what if it still matches?? WOW, that raise though. In that case, use other factors to decide: - working hours (do you have to OT alot) - career progression (do you get a promotion in the new company) - work environment (what do people work there say about the company) - colleagues and boss (do you like working with them) Then also ask back yourself, why did you resign in the first place

Career

Teoh Zetong
Teoh Zetong
Level 3. Wonderkid
Answered on 10 Jan 2019
If you are employed for less than 6 months, I'd say it's too early to judge. Not sure which industry or company you're in, so it's hard to judge the culture and hierarchy. But, no matter where you are, I'm sure a good boss would love her direct reports to be proactive and always taking the initiative. If you want more learning opportunities, take up more work! Bring this up to your direct manager and tell her to give you more work or different work. After that, if you identify some parts which you feel can be better, or a new idea you would like to initiate, draft up a brief proposal and present it to your boss or your team. Keep trying this until your boss lets you run one of the ideas. There you go, be the change you want to see.

Salary

Career

Teoh Zetong
Teoh Zetong
Level 3. Wonderkid
Answered on 10 Jan 2019
YES! please fight for yourself in terms of raise and promotion! I think in general, a lot of the newcomers in workplaces are apprehensive or shy to ask for things for themselves! While you don't have to come across as entitled and demand it to happen right away, you can discuss this with the boss' boss or even the HR team on the right way to approach it.

Career

Teoh Zetong
Teoh Zetong
Level 3. Wonderkid
Answered on 10 Jan 2019
hahha, it's always easy to throw the letter, find a job first before tendering. that said, if in your industry you find you keep getting rejected after citing your two months' notice period, you should consider quitting without any offer but at least have some interviews lined up.
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Level 3. Wonderkid
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