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Teoh Zetong

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Teoh Zetong

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Teoh Zetong

12Upvotes
  • Answers (12)
  • Questions (4)
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Equities

Securities

Investments

Stocks

Teoh Zetong
Teoh Zetong
Level 3. Wonderkid
Answered on 26 Mar 2019
Anyway, I was doing my own research and found this nifty tool: https://www.marketwatch.com/ You are able to plot the earnings and P/E ratios on a time-series graph, which is very close to what I'm looking for

Career

Teoh Zetong
Teoh Zetong
Level 3. Wonderkid
Answered on 10 Jan 2019
You can use math to determine the best package. Longer leave is essentially more money too, you are paid to do nothing about work, so it's more money. If you work only on weekdays then one day of paid leave is worth your annual salary / (5 days 52 weeks ). Total up everything to see if it matches your new pay from your current job. And yes, what if it still matches?? WOW, that raise though. In that case, use other factors to decide: - working hours (do you have to OT alot) - career progression (do you get a promotion in the new company) - work environment (what do people work there say about the company) - colleagues and boss (do you like working with them) Then also ask back yourself, why did you resign in the first place

Career

Teoh Zetong
Teoh Zetong
Level 3. Wonderkid
Answered on 10 Jan 2019
If you are employed for less than 6 months, I'd say it's too early to judge. Not sure which industry or company you're in, so it's hard to judge the culture and hierarchy. But, no matter where you are, I'm sure a good boss would love her direct reports to be proactive and always taking the initiative. If you want more learning opportunities, take up more work! Bring this up to your direct manager and tell her to give you more work or different work. After that, if you identify some parts which you feel can be better, or a new idea you would like to initiate, draft up a brief proposal and present it to your boss or your team. Keep trying this until your boss lets you run one of the ideas. There you go, be the change you want to see.

Salary

Career

Teoh Zetong
Teoh Zetong
Level 3. Wonderkid
Answered on 10 Jan 2019
YES! please fight for yourself in terms of raise and promotion! I think in general, a lot of the newcomers in workplaces are apprehensive or shy to ask for things for themselves! While you don't have to come across as entitled and demand it to happen right away, you can discuss this with the boss' boss or even the HR team on the right way to approach it.

Career

Teoh Zetong
Teoh Zetong
Level 3. Wonderkid
Answered on 10 Jan 2019
hahha, it's always easy to throw the letter, find a job first before tendering. that said, if in your industry you find you keep getting rejected after citing your two months' notice period, you should consider quitting without any offer but at least have some interviews lined up.

Career

Teoh Zetong
Teoh Zetong
Level 3. Wonderkid
Answered on 10 Jan 2019
Just take the job, it's really okay. I did a similar thing few years back but it was at least half a year from the probation period. Be ready to stay a bit longer in your next job , otherwise it will really hurt your image.

Career

Teoh Zetong
Teoh Zetong
Level 3. Wonderkid
Answered on 24 Oct 2018
It's not common for someone to enjoy what they are doing! I'd say keep at it! Me too doesn't like the long travel time and will always find ways to reduce them: 1/ Rent a room near the workplace - the taxi rides (assuming cannot claim), the mrt rides, and time lost on commute will usually justify the cost of renting one bedroom 2a/ Carpooling - I'm sure you have colleagues who stay near you, and even better, one of them could be driving to work every day. Agree on a fixed time to meet and a sum to pay (check using GrabHitch app maybe?), then go to work together! 2b/ GrabHitch to find your Carpooling buddies - so if you really don't have anyone you know who stays near you and drive to work, try using GrabHitch a few times, then you will eventually find a driver who does the same route as you every day. Arrange a long-term solution from there.

Salary

Savings

Condominium

Property

Teoh Zetong
Teoh Zetong
Level 3. Wonderkid
Answered on 01 Oct 2018
There’s some ratio I think, anything more than 1/3 of your take-home pay is too much. Try to keep it within 1/4 and below of your take-home pay. but I understand your needs for a one-br, hang in there for a few more years to get BTO. Or share a HDB unit with a few other friends.

Career

Teoh Zetong
Teoh Zetong
Level 3. Wonderkid
Answered on 19 Jul 2018
Recounting my scholarly friend's story of being a civil servant: To give you some background, my friend got accepted to Princeton university for undergrads and then Oxford for masters, and both are paid for by the scholarship. she had two internships, one with a management consulting firm (big 4) and the other with a hedge fund. the hedge fund offered to break half of her bond to work for them, and yea, I can tell you they pay super well. the amount of bonuses you can get from working at a hedge fund's front office is just sick. but she couldn't fork out the other half of the bond, so she came back to singapore to serve her bond as a civil servant. she's getting paid way lesser than what she could have gotten, but I think she's doing some great work at her place. she gets to attend some finance summit about crypto with all the g20 stuff, and do all sorts of cool stuff. i can't tell if she loves her job, but as a scholar in a government job, more often than not will have a good career trajectory ahead. consider your options wisely, young woman.

DBS

DBS Multiplier

DBS Vickers Securities

DBS Multi Currency Account

Bank Account

Teoh Zetong
Teoh Zetong
Level 3. Wonderkid
Answered on 19 Jul 2018
It's just a higher-interest savings account, so it behaves like normal savings account. One downside I could spot is the fall-below-service-fee they charge. DBS Multiplier's minimum average $3000 or they will start charging you $5, whereas the normal savings account is just $1000. If you don't wish to park $3000 there, you might want to close the account. I don't use Vickers.
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Level 3. Wonderkid
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