Tee-Ming Chew - Seedly
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Tee-Ming Chew

Interested to improve my finances and share my knowledge. Currently working on product and engineering at Seedly.

Tee-Ming Chew

Co-founder at Seedly

About

Interested to improve my finances and share my knowledge. Currently working on product and engineering at Seedly.

Credentials

Co-founder at Seedly

Tee-Ming Chew

Co-founder at Seedly

  • Answers (61)
  • Questions (15)
  • Reviews (7)

Savings

Personal Finance 101

Savings Accounts

Tee-Ming Chew
Tee-Ming Chew, Co-founder at Seedly
Level 6. Master
Answered on 26 Feb 2020
I personally use: 1. DBS Multiplier - Main account for savings but will be changing since the new 2 categories requirement 2. CIMB FastSaver - Join account with my SO 3. UOB One Account - Will be using this as my main savings account, especially since I use quite a bit of UOB Credit Cards
šŸ‘ 0

Seedly

Tee-Ming Chew
Tee-Ming Chew, Co-founder at Seedly
Level 6. Master
Updated on 26 Feb 2020
I work closely with the product and engineering team at Seedly and this is a very good question. Content quality and moderation is indeed a big challenge for all user-generated content platforms where users are able to create content freely. As mentioned by couple of guys here, it is challenging to improve quality of content but we are always looking into ways to use technology to help us do that. For example, the flagging feature was released since last week to allow the community to help us moderate content better. And we are receiving good reponses so far and improved our moderation process. We are also exploring other ways to improve the platform. If you have any suggestion, do let us know by commenting below!
šŸ‘ 0

GrabPay Card

DBS Live Fresh Card

Tee-Ming Chew
Tee-Ming Chew, Co-founder at Seedly
Level 6. Master
Updated on 21 Jan 2020
From my personal experience, GrabPay Mastercard is best paired with UOB One Card because you get up to 10% rebate on GrabPay topup. But as mentioned by JY, GrabRewards is going through some revaluation so it is no longer that attractive from 2 March 2020 onwards. I will still use GrabPay Mastercard with my UOB One Card as the Grab rebate is still very attractive to me even without the GrabRewards (hopefully they don't kill it). If you're just considering between DBS Live Fresh Card and GrabPay Mastercard, I would say GrabPay Mastercard is not that attractive as a standalone without the UOB One Card. Hope that helps!
šŸ‘ 1

YouTrip

Multi Currency Cards

FinTech

Credit Cards

Tee-Ming Chew
Tee-Ming Chew, Co-founder at Seedly
Level 6. Master
Answered on 26 Dec 2019
I actually had a bad experience with the multi currency card app itself... So I was in Malaysia couple months back and I was going to pay on behalf of the dining group. Before making the payment, I wanted to check the app to see if I have sufficient amount to pay for the meal. Turns out I was actually logged out of the app and when I was trying to login, it requires OTP that was sent to my Singapore SIM which I have no access to (because I was using the local SIM). So in the end, I had to use another multi-currency card to make the payment (which I was logged in already). That being said, any app that uses OTP login only will face the same issue. So just beware and make sure you're logged in if they require OTP!
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MileLion

Investments

CPF

Savings

Lifestyle

Stocks Discussion

SG Budget Babe

Career

General

Tee-Ming Chew
Tee-Ming Chew, Co-founder at Seedly
Level 6. Master
Answered on 26 Dec 2019
Great question and it triggered me to put in more thoughts for 2020! Here are my immediate 2020 Financial Goals: - Continue to contribute to my RSP monthly - Double/triple the investment amount into my current stocks portfolio (currently its a small size) - Explore more alternative investment (e.g P2P) as part of my investment strategy - Optimise my credit card spending strategy (as 2020 will be a financial spend heavy year for me and my SO)
šŸ‘ 2

Investments

Tee-Ming Chew
Tee-Ming Chew, Co-founder at Seedly
Level 6. Master
Updated on 04 Dec 2019
Robinhood is a commission free stock trading platform and they don't charge any fee when you trade with them. However, the SEC and FINRA do charge a small fee for stock sell orders. ! If you're wondering what is their business model, they actually earn from Robinhood Gold (their premium subscription) and from the interest on money stored on the Robinhood accounts. Hope that helps!
Answer image preview
šŸ‘ 1

Lifestyle

Grab

Tee-Ming Chew
Tee-Ming Chew, Co-founder at Seedly
Level 6. Master
Answered on 21 Nov 2019
I use Grab points mainly to redeem vouchers for my Grab rides. I find it the most value for exchange compared to the other deals offered. However, sometimes they do have good special deals! I will exchange for those as well!
šŸ‘ 1

Seedly

Expenses Tracking

Tee-Ming Chew
Tee-Ming Chew, Co-founder at Seedly
Level 6. Master
Updated on 24 Sep 2019
Thanks for the question! Sadly we do not support that function to filter by quarter or by year but this is definitely something we will look at in future! Having said that, you can filter manually the specific dates using 'Date Range' on the filtering tool. ! Hope that helps!
Answer image preview
šŸ‘ 1

Seedly

Tee-Ming Chew
Tee-Ming Chew, Co-founder at Seedly
Level 6. Master
Updated on 17 Sep 2019
Hey Derek, sadly we do not support importing of transactions from other apps onto Seedly now but we will look into this!
šŸ‘ 0

Shopping

Lifestyle

Tee-Ming Chew
Tee-Ming Chew, Co-founder at Seedly
Level 6. Master
Answered on 17 Sep 2019
It's quite hard to compare iPhone and Macbook in my opinion. My personal take is that they serve different use case and will definitely invest the money on both since I spend most of my time (work and personal) on both the devices. I will instead compare - iPhone vs Android phones (personal view): - iOS apps are generally better built and companies usually focus more on iOS than Android (at least in Singapore) - iPhone has better resale value than most of the Android phones. Largely because of the demand for it - Apple products tend to last longer from my personal experience - Comfortable and being part of the Apple eco-system. Seamless integration with Apple Watch, Macbook will make your life easier!
šŸ‘ 2
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