Tee-Ming Chew - Seedly
 
Tee-Ming Chew

Interested to improve my finances and share my knowledge. Currently working on product and engineering at Seedly.

Tee-Ming Chew

Co-founder at Seedly

About

Interested to improve my finances and share my knowledge. Currently working on product and engineering at Seedly.

Credentials

Co-founder at Seedly

Tee-Ming Chew

Co-founder at Seedly

  • Answers (59)
  • Questions (15)
  • Reviews (6)

GrabPay Card

DBS Live Fresh Card

Tee-Ming Chew
Tee-Ming Chew, Co-founder at Seedly
Level 6. Master
Updated 4d ago
From my personal experience, GrabPay Mastercard is best paired with UOB One Card because you get up to 10% rebate on GrabPay topup. But as mentioned by JY, GrabRewards is going through some revaluation so it is no longer that attractive from 2 March 2020 onwards. I will still use GrabPay Mastercard with my UOB One Card as the Grab rebate is still very attractive to me even without the GrabRewards (hopefully they don't kill it). If you're just considering between DBS Live Fresh Card and GrabPay Mastercard, I would say GrabPay Mastercard is not that attractive as a standalone without the UOB One Card. Hope that helps!

YouTrip

Multi Currency Cards

Credit Card

FinTech

Tee-Ming Chew
Tee-Ming Chew, Co-founder at Seedly
Level 6. Master
Answered on 26 Dec 2019
I actually had a bad experience with the multi currency card app itself... So I was in Malaysia couple months back and I was going to pay on behalf of the dining group. Before making the payment, I wanted to check the app to see if I have sufficient amount to pay for the meal. Turns out I was actually logged out of the app and when I was trying to login, it requires OTP that was sent to my Singapore SIM which I have no access to (because I was using the local SIM). So in the end, I had to use another multi-currency card to make the payment (which I was logged in already). That being said, any app that uses OTP login only will face the same issue. So just beware and make sure you're logged in if they require OTP!

MileLion

Investments

CPF

Savings

Lifestyle

Stocks Discussion

SG Budget Babe

Career

General

Tee-Ming Chew
Tee-Ming Chew, Co-founder at Seedly
Level 6. Master
Answered on 26 Dec 2019
Great question and it triggered me to put in more thoughts for 2020! Here are my immediate 2020 Financial Goals: - Continue to contribute to my RSP monthly - Double/triple the investment amount into my current stocks portfolio (currently its a small size) - Explore more alternative investment (e.g P2P) as part of my investment strategy - Optimise my credit card spending strategy (as 2020 will be a financial spend heavy year for me and my SO)

Investments

Tee-Ming Chew
Tee-Ming Chew, Co-founder at Seedly
Level 6. Master
Updated on 04 Dec 2019
Robinhood is a commission free stock trading platform and they don't charge any fee when you trade with them. However, the SEC and FINRA do charge a small fee for stock sell orders. ! If you're wondering what is their business model, they actually earn from Robinhood Gold (their premium subscription) and from the interest on money stored on the Robinhood accounts. Hope that helps!
Answer image preview

Lifestyle

Grab

Tee-Ming Chew
Tee-Ming Chew, Co-founder at Seedly
Level 6. Master
Answered on 21 Nov 2019
I use Grab points mainly to redeem vouchers for my Grab rides. I find it the most value for exchange compared to the other deals offered. However, sometimes they do have good special deals! I will exchange for those as well!

Seedly

Expenses Tracking

Tee-Ming Chew
Tee-Ming Chew, Co-founder at Seedly
Level 6. Master
Updated on 24 Sep 2019
Thanks for the question! Sadly we do not support that function to filter by quarter or by year but this is definitely something we will look at in future! Having said that, you can filter manually the specific dates using 'Date Range' on the filtering tool. ! Hope that helps!
Answer image preview

Seedly

Tee-Ming Chew
Tee-Ming Chew, Co-founder at Seedly
Level 6. Master
Updated on 17 Sep 2019
Hey Derek, sadly we do not support importing of transactions from other apps onto Seedly now but we will look into this!

Shopping

Lifestyle

Tee-Ming Chew
Tee-Ming Chew, Co-founder at Seedly
Level 6. Master
Answered on 17 Sep 2019
It's quite hard to compare iPhone and Macbook in my opinion. My personal take is that they serve different use case and will definitely invest the money on both since I spend most of my time (work and personal) on both the devices. I will instead compare - iPhone vs Android phones (personal view): - iOS apps are generally better built and companies usually focus more on iOS than Android (at least in Singapore) - iPhone has better resale value than most of the Android phones. Largely because of the demand for it - Apple products tend to last longer from my personal experience - Comfortable and being part of the Apple eco-system. Seamless integration with Apple Watch, Macbook will make your life easier!

Bank Account

Credit Card

Shopping

Lifestyle

Tee-Ming Chew
Tee-Ming Chew, Co-founder at Seedly
Level 6. Master
Updated on 19 Aug 2019
This question has been asked before and is definitely not new. This is why the Seedly team has built a quick and easy tool to help you determine which savings account is best for you. Do checkout our Savings Account Calculator! https://seedly.sg/tools/savings-account-calculator

Seedly

Tee-Ming Chew
Tee-Ming Chew, Co-founder at Seedly
Level 6. Master
Answered on 25 Jul 2019
Hey there, sorry to hear about your experience. Could you drop us a message on the contact form within the app so that we can better investigate on this? Thank you!
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Level 6. Master
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