Teck Lun - Seedly
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Teck Lun

Newbie investor. Hope to learn more about saving and investing to make the post out of my money.

Teck Lun

Computer Science / EEE at NUS / NTU

About

Newbie investor. Hope to learn more about saving and investing to make the post out of my money.

Credentials

Computer Science / EEE at NUS / NTU

Teck Lun

Computer Science / EEE at NUS / NTU

  • Answers (3)
  • Questions (3)
  • Reviews (7)

Property

CPF

Loans

Paying HDB loan in full with cash or with CPF instead?
Teck Lun
Teck Lun, Computer Science / EEE at NUS / NTU
Level 3. Wonderkid
Answered on 10 Dec 2019
May need to check what is your loan rate. If it is lower than 2.5%, i do not think that you should use CPF to pay off the loan. With regards to cash, depends on your expected investment return. If the expected investment returns is expected to be < loan rate, then it will be good to use cash to repay your loan.
ūüĎć 0

Cashback

SG Budget Babe

Credit Cards

Some best credit cards for cash back?
Teck Lun
Teck Lun, Computer Science / EEE at NUS / NTU
Level 3. Wonderkid
Answered on 10 Dec 2019
I'm using standard chartered unlimited card. Less hassle as there is no longer a need to track all the spending. it is a flat 1.5% rate cashback. If hardworking, you can consider BOC, or UOB One card.
ūüĎć 0

Investments

Stocks Discussion

Have lump sum, should I invest now or DCA into market?
Teck Lun
Teck Lun, Computer Science / EEE at NUS / NTU
Level 3. Wonderkid
Answered on 10 Dec 2019
Reading a little on this matter, more into DCA to spread out the risk.
ūüĎć 0
Level 3. Wonderkid
37PointsGoal 40
3 POINTS TO LEVEL UP
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