Sudhan - Seedly
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Sudhan

Content Strategist (Investment Lead) at Seedly

Sudhan

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Content Strategist (Investment Lead) at Seedly

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Sudhan

  • Answers (43)
  • Questions (2)
  • Reviews (2)

Investments

Seedly

REITs

Sudhan
Sudhan
Level 5. Genius
Answered 21h ago
Hi Benjamin, you might want to check out this article on our blog on how to use the tool: https://blog.seedly.sg/seedly-reits-tool-guide. Hope it helps!
👍 0

COVID-19

Investments

Stocks Discussion

Sudhan
Sudhan
Level 5. Genius
Updated 2w ago
Hi anon, what a timely question. I'm just doing an article on the banks' valuations so do keep a lookout for it on Seedly Reads! My view is that the local banks are well-capitalised and would be able to weather through the storm. As you might already know, we shouldn't buy companies just because they are cheap. The business comes first before the valuation. All the best!
👍 1

Entrepreneurship

REITs

COVID-19

Economics

Property

Sudhan
Sudhan
Level 5. Genius
Answered 2w ago
Hi Guyi Shen, my take is that if the coronavirus pandemic is prolonged, and we go into a recession, people could curb their retail spending extensively, affecting the sales of retailers in the process. That could then cause retailers to shutter their stores. With a higher supply of retail space than demand, rents could fall, until an equilibrium is reached.
👍 1

Stocks Discussion

Investments

Sudhan
Sudhan
Level 5. Genius
Answered 4w ago
Here's one of mine: “Bull markets are born on pessimism, grown on skepticism, mature on optimism and die on euphoria. The time of maximum pessimism is the best time to buy, and the time of maximum optimism is the best time to sell.” -- Sir John Templeton Here's another: “Opportunities come infrequently. When it rains gold, put out the bucket, not the thimble.” -- Warren Buffett
👍 1

Investments

Stocks Discussion

Sudhan
Sudhan
Level 5. Genius
Answered on 11 Feb 2020
Hi anon, unfortunately, Singapore Changi Airport is not a public listed company. However, you can indirectly invest in the airport by exploring companies that provide services there. Those listed companies include SATS, SIA, and SIA Engineering. Even CapitaLand is involved in Changi Airport through Jewel (jointly developed by Changi Airport Group and CapitaLand). If you do not want to pick individual stocks, you can look into buying Singapore's Straits Times Index exchange-traded fund (ETF).
👍 1

Investments

Stocks Discussion

Dividends

Sudhan
Sudhan
Level 5. Genius
Answered on 11 Feb 2020
Hi anon, it all depends on your objectives. Simply put, if you are in your golden years and/or are looking for income, you would want to go for dividend stocks. However, if you are young and do not need income from stocks, you might want to invest in growth companies that can compound your wealth at a faster rate.
👍 0

Investments

ETF

Stocks Discussion

Sudhan
Sudhan
Level 5. Genius
Answered on 06 Feb 2020
Hi anon, thanks for your question as it has made made me do some reflection as well. Your question made me go back to look at my portfolio transactions. If I had held on to the ETF, I would have made capital gains of 15% over 9 years, which is very low. I mentioned in the book about opportunity cost as well. So I'm fortunate to have sold off the ETF to invest in better opportunities.
👍 0

Stocks Discussion

REITs

Sudhan
Sudhan
Level 5. Genius
Answered on 11 Jan 2020
Hi anon, timely question as we had just released a post on picking quality Singapore REITs. Some of the factors I look at are: - Growth in Gross Revenue and Net Property Income - Growth in Distribution Per Unit - Property Yield of Between 5% and 9% - Gearing Ratio of Below 40% - Interest Coverage Ratio of Above 5x - Healthy Portfolio Occupancy Rate - Positive Rental Reversions - Presence of Growth Prospects - Acceptable Price-To-Book Ratio - Distribution Yield of Above 5% You can find out more about why I chose each factor here: https://blog.seedly.sg/how-to-pick-the-best-singapore-reits/ There are some REIT asset classes in the US that are not listed in Singapore. One prominent one is American Tower, which owns cell towers. You can check it out if you are keen.
👍 3

Investments

Stocks Discussion

Sudhan
Sudhan
Level 5. Genius
Answered on 10 Jan 2020
Ascendas REIT has plenty of great things going on for it. Some of its investment merits are: - Strong historical gross revenue, net property income, and distribution per unit growth - Strong sponsor in CapitaLand Ltd (SGX: C31) - Healthy portfolio occupancy - Plenty of growth avenues However, I’m not comfortable with the REIT’s higher-than-average PB ratio of 1.4x to put my money into it currently. You can read more on my thoughts right here.
👍 0

Stocks Discussion

Market Correction

Bull Market

Bear market

FSM INVEST EXPO 2020

Sudhan
Sudhan
Level 5. Genius
Updated on 08 Jan 2020
This too shall pass.... Warren Buffett, the man behind the famed conglomerate Berkshire Hathaway, once said in his 1994 shareholder letter: “We will continue to ignore political and economic forecasts, which are an expensive distraction for many investors and businessmen. Thirty years ago, no one could have foreseen the huge expansion of the Vietnam War, wage and price controls, two oil shocks, the resignation of a president, the dissolution of the Soviet Union, a one-day drop in the Dow of 508 points, or treasury bill yields fluctuating between 2.8% and 17.4%. But, surprise – none of these blockbuster events made the slightest dent in Ben Graham’s investment principles. Nor did they render unsound the negotiated purchases of fine businesses at sensible prices. Imagine the cost to us, then, if we had let a fear of unknowns cause us to defer or alter the deployment of capital. Indeed, we have usually made our best purchases when apprehensions about some macro event were at a peak. Fear is the foe of the faddist, but the friend of the fundamentalist.” Meanwhile, as the market over-reacts (it most probably will), just pick up fundamentally-strong companies if they are selling at cheap valuations.
👍 1
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