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Su Jun Hao

Accountant by training, Startup CEO by Work, US Investor by Night

Su Jun Hao

Student at Accounting & Finance, Temasek Poly

About

Accountant by training, Startup CEO by Work, US Investor by Night

Credentials

Student at Accounting & Finance, Temasek Poly

Su Jun Hao

Student at Accounting & Finance, Temasek Poly

  • Answers (7)
  • Questions (0)
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Stocks Discussion

Investments

ETF

FSM INVEST EXPO 2020

S&P 500 Index

DBS

No, DBS does not offer it. The “E” in ETF stands for Exchange, means you buy them from exchanges such as SGX, NYSE, etc. For you, buy the SPDR S&P 500 ETF that’s on SGX. Ticker Code : SGX:S27

Savings

Entrepreneurship

Career

Lifestyle

Education

Su Jun Hao
Su Jun Hao
Level 3. Wonderkid
Answered 2w ago
Passive income is a concept that I dislike. Passive Income involves building an asset (or you can buy one) that generates money for you. One example of an asset is a business, mine is a marketplace style where I match freelancers to businesses. I make roughly $500 a month, from my business and my investments. Is it possible? Sure, definitely. But it’s not really passive. Let’s look at investments. When talking about passive income and investments, investments is simply buying an asset instead of building it. As a teenager, you likely don’t have the resources required to buy assets that can generate stable recurring income. Instead, you build. To me, it is way more efficient to work hard for active income, then invest that. This is compared to working hard to build a business. Then you’ll ask, didn’t you build your own business? Yeah, it took me 2 years, $4,000, and I barely made good money on that investments (without counting my hard work). Instead, look at how high you can push your active income, and invest that wealth to generate income.

Investments

Retirement

ETF

Dividends

Su Jun Hao
Su Jun Hao
Level 3. Wonderkid
Answered 3w ago
When it comes to dividends, I am not a fan of using ETFs. I would recommend you to try out StashAway's income portfolio, or use dividend funds. If we look at Singapore, the best paying dividend companies are the banks. This makes the closest ETF for your needs the Straits Times Index. Another possibility is REITs, if so, try the Lion Phillip S-REIT (But quite high fees). Dividends based investing is not as easy as buying an ETF and then getting dividends. Some form of management is needed, and you can outsource it by using a dividend fund. Or, you can build a portfolio yourself using a mix of banks, REITs and blue-chips.

Stocks Discussion

Investments

Su Jun Hao
Su Jun Hao
Level 3. Wonderkid
Answered on 07 Dec 2019
Hi! I find that the best thing about any hedge fund is not its track record, but how it makes decisions. Making buy/sell or position decisions in a fund is extraordinarily difficult. You can check out my fund‘s current allocation & updates here: https://kickass-investments.com/our-portfolio/ . So, which hedge fund has the best decision making system? Try Bridgewater Associates , and see if it’s a good fit 👍.

Investments

Stocks Discussion

Education

Su Jun Hao
Su Jun Hao
Level 3. Wonderkid
Answered on 07 Dec 2019
“Water is national security, Hyflux will be bailed out by SWFs”.

SeedlyTV EP05

Investments

REITs

Su Jun Hao
Su Jun Hao
Level 3. Wonderkid
Answered on 07 Dec 2019
Sabana is a Shariah Compliant REIT, which basically means two things. 1. They must control the tenants, not to fall under business activities that are not Shariah Compliant. One notable example of this are Banks, as the concept of paying interest is not shariah compliant. If you noticed, the REITs outperforming now are A-class offices or those that rent to strong and large companies in Singapore, which are mostly banks. This is why Sabana is mostly logistics and warehouse based, and not offices based. 2. Shariah Compliant Financing. Sabana opts for financing that are shariah compliant. Since standard interest-based loans are not shariah compliant. They use special bonds known as a Sukkuk, similar to our collateralized zero coupon bonds. This creates a situation where large repayments occur frequently, as interest compounds throughout the period. Do study in detail the loan maturity and repayment schedule, as that is a major concern. Basically, look at tenants security & repayment schedules. Good luck!

SG Budget Babe

Cryptocurrency

Investments

Su Jun Hao
Su Jun Hao
Level 3. Wonderkid
Answered on 25 Nov 2019
Hi, As financially literate people, we all understand the concept 'time value of money'. $1 now is more valuable than $1 in the future. I have a concept I like to tell my team, 'time value of effort'. Working hard during poly/uni times, starting companies, learning investing or honing our skills will be much effective as compared to learning them at 30yrs old. Why? simple. The earlier you learn your skills, the longer you get the chance to use it. Right now, I have allocated a large portion of my own money (and those who believe in my team) for me and my partners to do swing trading or stock picking. The power of students with nothing to do and strong interest is quite interesting. We are currently up 5.5% from September till November. I digress. Your son is interested, and with proper guidance he should be able to do it well. Take it as a form of tuition fees for your son (if his asking for money), and if he wants he can contact me for additional resources on crypo-trading (I cant be bothered personally). And if he ever does it well, I'm happy to let him join our fund, or at least talk to him. My answer is very different from the others, but their correct in saying that crypto is a form of speculation. But with proper risk management, he can turn speculation into profits.
Level 3. Wonderkid
23PointsGoal 40
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