Sj Oh - Seedly
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Sj Oh

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Sj Oh

  • Answers (62)
  • Questions (39)
  • Reviews (4)

Promo Codes

Shopping

ShopBack GO

Referral Codes for Shopback?
SO
Sj Oh
Level 5. Genius
Updated 2w ago
If you wish to used mine... Shopback now has shopback go deals!!! Now there is more cashback for referrals! Welcome to use mine! https://app.shopback.com/sgp?raf=DAedQa&slug=referred-signup-bonus
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Lifestyle

HDB BTO

Savings

Parenting

I'm a 25 F, married to a 27 M PR. We have not applied for BTO due to insufficient savings. How do I save money on childbirth and save up for BTO at the same time?
SO
Sj Oh
Level 5. Genius
Answered 3w ago
Explore the possibility of getting a smaller bto at immature area, it will be cheaper. What is your Budget for the flat? You will need down payment which is around 10% of the flat. What are both of your long term plans?
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CPF

Savings

Why are there so many CPF questions and the same guy answering all of it?
SO
Sj Oh
Level 5. Genius
Answered 3w ago
Google "1m65 movement" or 4m65... and you will know the same guy is actually Mr Loo.. He is a big advocate of using CPF to reach a million..by reaching Full Retirement Sum by 30+... Very insightful and great start to find out more about CPF :)
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Cryptocurrency

Promo Codes

Multi Currency Cards

Anyone has referral for Crypto.com?
SO
Sj Oh
Level 5. Genius
Updated 4w ago
Take note, For better understanding, of the Crypto.com App There are 4 Separate wallets in the app itself: 1. MCO visa card wallet (for Card spending) Tips: TOP up using debit card , no charges , credit card have charges... 1. Crypto wallet (including BTC, ETH, MCO, CRO, XSGD) 2. Fiat wallet (including Xfers SGD Fiat wallet) Tips: TOP up xfers and buy crypto, no charges... Buy crypto with credit card have charges .. ( xfer takes some time to verify and onboard..) 1. Crypto.com #Exchange wallet (Shows your Exchange balance and allow deposit of tokens from Crypto.com app) Tips: Crypto earn works like deposits and can earn Use my referral code and we get 50 usd together! Referral code: xkcn7c8gh6 https://platinum.crypto.com/r/xkcn7c8gh6
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Savings Accounts

Savings

Standard Chartered JumpStart Account

Singlife Account

Is there such thing as having too many savings accounts?
SO
Sj Oh
Level 5. Genius
Answered 4w ago
As Long as you have different goals for different accounts, that will do too I treat different accounts as ā€˜envelopes ā€˜for putting my cash into for clear different use -emergency funds -investment funds -daily expenses spending funds -savings (pay myself after salary credit) funds :) Just take note of the fall below fees for some banks... And also, separating means your interest on balance is not maximise in one account ...combining with higher balances will usually have more interest. But I see it as negligible as I prefer using the saving accounts as tools for my personal finance :)
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Seedly

General

[Seedly Community Feedback] We're at our mid-way mark for SeedlyTV S2 and would like to know how we can do better! How do you find this season so far? What would you like to watch next?
SO
Sj Oh
Level 5. Genius
Answered on 15 May 2020
It has been insightful, just that probably it's harder to facilitate a conversation with too many participants. Maybe a segment could be inviting people of different life stages and social strata and interview them on their views of personal finance..or their struggles living with limited income.. A person that is retiring vs person who just starting out vs sandwiched class...
šŸ‘ 2

Fave

Grab

Between Fave and Grab, which is better?
SO
Sj Oh
Level 5. Genius
Answered on 11 May 2020
Fave allows grabpay double dipping when you put it as primary payment ; so you can donā€™t worry about who having better rewards !
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Payments

Grab

What are the pros and cons of paying for Grab services using Grabpay or Credit card?
SO
Sj Oh
Level 5. Genius
Answered on 11 May 2020
Grabpay is really good in the past , when we can earn reward for topping up the grabpay credits, so itā€™s like double dipping( from rewards and from the topping up of credit cards) The con is grabpay credits cannot be withdrawn out... to bank account.
šŸ‘ 0

Giveaways

SeedlyTV S2E03

[GIVEAWAY] What are the five pillars of success and how will you apply them in your own career?
SO
Sj Oh
Level 5. Genius
Answered on 22 Apr 2020
Five pillars of success: 1) Dreams, Dreams can be defined by your own way and how satisfied when you envision your dream actualise. For me in social service, I may not be earning a lot but my dream is to really help family out of poverty, reduce inequality and develop community strengths. Iā€™m still someway from my dream due to various challenges but hopefully few years later, I can see some improvements to inequality situations in Singapore. 2) Goals, Goals that can fit the SMART framework. Specific, measurable, attainable, relevant & time-based: 1 community in Singapore which neighbours can help neighbours within the same block by 5-10 years of community development work. 3) Learnings Will need to pick up more on facilitation skills, asset mapping, conflict resolutions, peopleā€™s management skills etc. 4) Plans -focus on my strengths -check in on myself for ,not burning out -strategic in reviewing the work in community 5) Actions - to find a mentor -to speak to like minded community worker - knowing of more people in the community Most importantly, the pillars of success of all pillar comes in knowing about more yourself :)
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SeedlyTV S2E01

Policies

Savings

What would u recommend Singaporeans do with their solidarity budget cash out?
SO
Sj Oh
Level 5. Genius
Answered on 12 Apr 2020
Alternatively, other than what kenneth suggested, https://www.giving.sg/?utmsource=google&utmmedium=cpc&utmcampaign=search&utmcontent=thisistheseasonofgiving&gclid=EAIaIQobChMI1eaLuLni6AIVQZWPCh0b0AO2EAAYASAAEgLJRfDBwE Giving.sg is also another website you can explore; where you can explore different causes by various social services agencies.
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