Siow Nan - Seedly
 
Siow Nan

Normal individual leading ordinary life

Siow Nan

About

Normal individual leading ordinary life

Credentials

Siow Nan's credentials are not filled up yet.

Siow Nan

  • Answers (83)
  • Questions (1)
  • Reviews (2)

Geneco

Electricity Market

Promo Codes

Siow Nan
Siow Nan
Level 6. Master
Updated 4h ago
Apply early, save early!!!!!!!!!!!!!!!!!! - Enter 98517652 as your referral code for additional $20 savings! I have been using Geneco since the start of 2019. My take is that instead of pondering over the differences, we should just take action and you will start saving from day 1. Expecting the promos to be lesser soon and rates may start rising as electrical tariffs has just risen in July 2019. So please act fast to get the best savings. https://www.todayonline.com/singapore/electricity-tariffs-city-gas-prices-rise-july-september So, good to quickly take advantage of current fixed rate promos before their prices increase too. Current Promos: (Updated 17th Feb 2020) Please find more details of existing promos on the Geneco website below. https://www.geneco.sg/residential/promotions/ Essentially there are 2 different promos codes now which gives the following benefits. 1. HUAT38 $38 off your bill. One-time off rebate on your bill. Only Valid for Get It Fixed 36 / Get It Fixed 24 / Get It Less 24 / Get It Green or Get Sunny. Until 29th February 2020. Additional rebates: 1. Up to additional 1% Uob card rebate (for 12 months) on recurring bill with uob cards by 31st Mar 2020. 2. Charge to Posb everyday cards and get 2% cash rebates. Simplest non confusing terms. Up to 31st Jan 2020. 3. Extra $20 rebates if you enter 98517652 as your referral code. Recommend to go for Option 2 and Option 3 if your bills are on average $90.. 1% rebates on 90 bucks for 12 months would be about $21.60 savings already, plus a further $20 startup rebate for you. I am using these options personally. Natural gas is going up so would recommend the fixed price offer, but decision is solely up to you. Markets are unpredictable. Trade war on the other hand causing oil prices to come down. But in Singapore, price usually increase faster than for it to come down from past experience. Better act fast! Tariffs went up! Not sure current offers will remain for how long. Sign up online is easy and hassle free. So far prices have been the better ones and no false marketing like displaying the price without gst. March 2019 deals even better at 17.78c/kwh for 2/3 year plans but has since increased to 17.98c/kwh. Would recommend fixed plan over discounts over tariff plans. Switch over now without hesitation as every day delayed is costlier than waiting to get a slightly better deal in future.

Investments

Robo-Advisors

Promo Codes

StashAway

Siow Nan
Siow Nan
Level 6. Master
Updated 4d ago
If you use my referral link below, you can get up to $10,000 managed for free for 6 months. At least for first 6 months you can try out with a smaller amount without management fees!!!!!!!!!!! www.stashaway.sg/referrals/siownanw3zpr

Investments

StashAway

Siow Nan
Siow Nan
Level 6. Master
Updated 2w ago
You can play around and adjust your risk levels and see how the allocation percentages change for the various sectors/etf before putting in your money, or change your risk levels anytime. (though not encouraged to keep changing the allocations as you will incur transaction costs)....... My link for referral which allows up to $10,000 SGD managed for free for 6 months! https://www.stashaway.sg/referrals/siownanw3zpr

MileLion

Cashback

Credit Card

Standard Chartered Unlimited Cashback Credit Card

SG Budget Babe

Promo Codes

Siow Nan
Siow Nan
Level 6. Master
Updated 2w ago
https://www.sc.com/sg/promotions/mgm/?subChanCode=IB10&referId=SGR942-2014 use the link above to get the cash back rebate!!

ViewQwest Broadband

Siow Nan
Siow Nan
Level 6. Master
Updated on 06 Jan 2020
CODE: RAFA00017462 Simply sign up with the referral code below to be input on the registration form on page 2 of ViewQwest's sign up portal!! CODE: RAFA00017462 Upon successful activation, you will receive an email acknowledgement from us confirming your $40 bill rebate... Have been using for years and so far speeds are good and unthrottled. Hassle free and responsive service team who will even help you when you call at midnight.

CPF

Retirement

Siow Nan
Siow Nan
Level 6. Master
Answered on 02 Jan 2020
If you have hit your BHS and FRS, then your best chance is to top up on 1 Jan when the MA interests for the previous year is moved to OA. You will have an opportunity to top up to the BRS for the new year (due to yearly limit increases). Eg in 2020, you can top up $2,800 from $57,200 to $60,000 which is the new BHS limit.

Investments

Cryptocurrency

Promo Codes

Siow Nan
Siow Nan
Level 6. Master
Updated on 29 Dec 2019
You can try my referral code below..... 35008590 Weblink for registration below. https://www.binance.sg/?ref=35008590 Hope these helps!

Giveaways

Property

Condominium

HDB BTO

Resale HDB

Family

Siow Nan
Siow Nan
Level 6. Master
Answered on 21 Oct 2019
Got to be both for sure. Sg homes are typically investments that can hold good value over time as the scarce resource and stable economy in Singapore give them value that can be held over time. But investments can be bad... The property asset can depreciate due to age or poor location/demand so it is important to pick the right one if you want to maximise your future yield, whether you are staying in it or renting it out, or passing it on to your children in the future. Even as a home not generating income for you, we still "gain" from being able to enjoy all the rights and facilities of our own home and not having to "pay rent" elsewhere. If it is a unit rented out to tenants for yield, then just make sure the rent less the expenses is sufficient to cover the interests for your mortgage... The surplus will be someone else paying you for your property.

Property

Siow Nan
Siow Nan
Level 6. Master
Answered on 05 Oct 2019
Bought mine this year and in the market. can share more if you pm me. But, in summary, this year there are plenty of new launches in the market and prices for the last 2 years have been quite steady or even with slight price increments or discounts depending on the development. luxury developments are moving a bit better recently due to more foreigners coming in due to their local political pressures compelling them to seek alternative safeguards outside their home country. locals have more to choose from this year, with many still on the sidelines apparently due to the uncertainty of trade wars, recessions etc. But would expect lesser supply in the next few years as Developers plan to complete selling the current stocks, and from the lesser en-bloc and gls activities this year compared to the years before the last cooling measures in 2018.

Investments

DBS

StashAway

Siow Nan
Siow Nan
Level 6. Master
Answered on 05 Oct 2019
Agree, build some cash in a high-interest rate bank account like DBS multiplier first, so that you can deploy them more efficiently when necessary.
Load more questions
Level 6. Master
498PointsGoal 750
252 POINTS TO LEVEL UP
Browse Rewards
Top Contributor
Top Contributor
JUN