A lot of times, engaging with person with disability, will also means interaction with their caregivers, and the different networks in their life(therapist,social workers, special education teachers,etc). Caregivers need to plan so much more in terms of personal finance, Trust, Insurance, CPF, etc. How can we grow caregiver's limited amount of money? How can caregiver's do long-term care planning for person with disability infusing with financial planning and personal finance? (Check out Special needs Trust Company Ltd-even though it is funded by Ministry of Family and Social Development, are there better trust funds/investment/insurance that are available out there for caregivers?) If there is a need to have a sum of money for persons with disability that are unable to take care of themselves due to the severity of their disabilities when they aged, then caregivers have to really plan even earlier. Caregivers of person with disabilities from the underprivilaged families require so much more resources to be pumped in the family, and when resources are really pumped in to assist, then there is a need for personal finance literacy. Different people have different routine throughout their life stage day to day. Some goes to a fix workshop for activities, some goes to day care centre, others are just like all of us working in open employment at offices, restaurtant. I feel the the general society perception for Persons with Disabilities(PWD) has not been positive. Ever wonder why PWD are hardly sighted in the society? Could it be because our society does not have the space and thoughts to be inclusive enough? I am social-work trained and was once in the disability setting. I am interested in this topic and open for more discussion, I would love to assist in every way I can. Would like to find out more from you and have the opportunity to contribute in any ways. I can link you up with people from the sector too @kennethlou. Thank you!