Shaun Goh - Seedly
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Shaun Goh

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Shaun Goh

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Shaun Goh

  • Answers (7)
  • Questions (12)
  • Reviews (8)

Loans

Could anyone give me some advice as to get out of my debt situation. Where can I even start?
Shaun Goh
Shaun Goh
Level 4. Prodigy
Answered on 07 Jun 2019
Just curious, let's say an individual (or group of individuals) were willing to lend the money to clear off the loan immediately to avoid further interest (at let's say half the interest rate & a longer repayment term), is there any way to 'safeguard' the lenders other than holding collateral or out of 'trust'.
👍 1

Smartly

Investments

StashAway

AutoWealth

Robo-Advisors

Can someone share your robo-advisor (Stashaway, Autowealth, Smartly) performance so far?
Shaun Goh
Shaun Goh
Level 4. Prodigy
Updated on 07 Jun 2019
Updated Apr 2019 Stashaway: Started in Oct 2017 with 60/40 portfolio on monthly contributions. Switched to 80+ equity during the trade war & SGD returns shot up to 11% (from 3 - 4% previously) Question: Hypothetically if i knew a market crash would come in a month or so, would it be wise to lower my risk profile OR maintain risk profile and continue (or even pump) DCA-ing. Is it possible for the portfolio to get wiped permanently (due to some weird rebalancing) ?
👍 4

Investments

REITs

SeedlyTV S1E05

What are some key risks of REITs?
Shaun Goh
Shaun Goh
Level 4. Prodigy
Answered on 23 May 2019
Would also be interested in key threats to the S-REIT market, and how fast approaching & how significant these threats are. :)
👍 0

Lifestyle

Savings

Did you have a piggy bank when you were younger?
Shaun Goh
Shaun Goh
Level 4. Prodigy
Answered on 08 Jan 2019
Thinking back to my primary school days, my saving habits have been consistent. I used to spend 30 cents of my 60 cents on food, and save the rest in my metal coin box (to buy the occasional flag eraser cough ) . Soon enough, I had to ask for more coin boxes - total of 4 or 5 - all differing designs based on what was hip or cheap then. This went on until my dad opened a Kids Saving account & I unwillingly entrusted my literal life savings to the bank (but but.. what if they short change me!!). Fast forward 20+ years, I'm still delaying gratification on atas food, bubble tea & Starbucks, and no longer collect erasers. What am I saving for? I don't know, but I have a feeling settling down, purchasing a house & LIFE will cost a lot more than the 107 erasers I have biodegrading in my closet.
👍 1

Career

Fresh out of uni and got employed. However, I feel that the current job doesn't allow learning opportunities and also the future prospects of this job seems rather bleak. Am I too quick to judge?
Shaun Goh
Shaun Goh
Level 4. Prodigy
Answered on 01 Jan 2019
It's a good 'problem' to have when you feel you have capacity or the desire to learn more / take on more responsibility than you're currently having. If that's the case, you may want to ask for it and only then are you able to know for sure if the opportunity is available to you.
👍 0

Giveaways

In the News

Lifestyle

Savings

(Halloween Giveaway) Tell a personal finance horror story in 5 words or less! Be as creative and funny as possible! Winner gets a pair of movie tickets chosen by our moderators!
Shaun Goh
Shaun Goh
Level 4. Prodigy
Updated on 26 Oct 2018
"Capital gains taxed as income" - please don't tax my dividends tooooo
👍 3
Level 4. Prodigy
77PointsGoal 125
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