Say Wai - Seedly
 
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Say Wai

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Say Wai

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UOB

UOB One Card

UOB One

UOB KrisFlyer Credit Card

Citi PremierMiles American Express Card

MileLion

SW
Say Wai
Level 5. Genius
Answered on 24 Dec 2019
From a miles hacking perspective, uob has some good cards for specific spending. Eg 4mpd UOB preferred platinum for paywave UOB visa signature for foreign currency spending above s$1k if you are are a lady- you can select up to 2 categories of spending to earn 4mpd with the uob lady’s Solitaire. Best of all, uob points pool making it easier to accumulate a critical mass using various cards.

MileLion

Miles

KrisFlyer

SW
Say Wai
Level 5. Genius
Answered on 20 Dec 2019
I believe you are referring to Elite KF status? If so, the only way is probably to fly on revenue tickets. No amount of credit card spending or signup bonuses is gonna help.

Credit Card

Travel

Career

MileLion

SG Budget Babe

SW
Say Wai
Level 5. Genius
Answered on 20 Dec 2019
UOB Visa Signature is a must have especially if you gonna clock at least S$1K/month. UOB Prvi Miles for 2.4mpd in fcy spend UOB Preferred Plat visa - for paywave transactions. Best of all - UOB points pool together so it's easier to accumulate a "critical mass" for optimal conversion to miles

Credit Card

Payments

Lifestyle

MileLion

SW
Say Wai
Level 5. Genius
Answered on 20 Dec 2019
UOB's suite of cards can be useful. The points pool together, and while the points has a 2 year validity, converting them to Krisflyer gives them another 3 years - making this a total of 5 years. This is more than enough time for even a low spender to accumulate a good amount of miles. 1. UOB Preferred PLat Visa: 4mpd for paywave - essentially covers most of your groceries and dining spending. Some online spending also qualify 2. UOB Prvi Miles Visa / Master: 1.4mpd 3. if you are a female, UOB Lady's Solitaire allows you to choose 2 spending categories to earn 4mpd.

MileLion

Credit Card

Payments

SW
Say Wai
Level 5. Genius
Answered on 20 Dec 2019
1. UOB Preferred Plat Visa: 4 mpd for paywave transactions, which would cover most dining 2. UOB Prvi miles visa / master: 1.4mpd for general spending 3. Citibank Rewards visa /master: 4 mpd for online and grabpay

MileLion

KrisFlyer

Travel

Miles

SW
Say Wai
Level 5. Genius
Answered on 20 Dec 2019
Using either the revenue ticket price or flight time vs miles required for redemption can be a good gauge of which is the most "value for miles" route. Also depends on whether sale fares are always offered for the route, and availability of budget flight options.

MileLion

SG Budget Babe

Lifestyle

Citibank

Citi Cash Back Visa Card

Citi PremierMiles Visa Card

Credit Card

SW
Say Wai
Level 5. Genius
Answered on 20 Dec 2019
Not sure what you mean by using 2 to exchange for a mile. If you are going for mile, stick to the Premiermiles. Having said that, Do your research on milelion - there are better cards out there for different types of spending with much more optimum miles accrual

MileLion

Credit Card

Wedding

SG Budget Babe

SW
Say Wai
Level 5. Genius
Answered on 20 Dec 2019
It's great if there are opportunities for you to utilise the bonus miles. From a risk management perspective, do check your contract and confirm with the hotel that the additional deposit you are paying up is refundable. I think it is doable and negotiable with the hotel.

Credit Card

Fresh Graduates

AMEX Singapore KrisFlyer Card

DBS Altitude Visa Signature Card

Miles

Travel

MileLion

SW
Say Wai
Level 5. Genius
Answered on 06 Dec 2019
If you are serious about the miles game, get a few miles cards where you can strategise spending the earn 4mpd. Eg citi rewards for online or grab uob preferred platinum visa for paywave dbs altitude can be your go to card for generic spend.

MileLion

SG Budget Babe

Cashback

SW
Say Wai
Level 5. Genius
Answered on 06 Dec 2019
What do you mean by transactions that do not earn miles at a meaningful rate? As far as I’m aware, transactions such as insurance, payment to Govt agencies that do not earn miles, will not earn cash back with a cash back card. remember that most cashback cards require minimum spending to earn any “meaningful“ cashback. Otherwise the rebate can be as pathetic as 0.1%. Even a generic miles card such as uob prvi will be able to generate at least 1.4mpd for spending from the first dollar. If you are serious about miles hacking, it really should be a “miles and more miles“. There is no such thing as “miles or nothing” :)
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Level 5. Genius
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