The idea that "laziness" and "investments" come together without the appropriate amount of starting capital is an unfortunate lie that is purported by many get rich quick method sellers. Contrary to belief, investments are not "lazy", the closest thing I can think of it being lazy is being passive, and being a passive investor will not be able to get you the investment return you need to sustain a lifestyle. If you are investing passively, you most likely will be indexing- and indexing modestly give you about 8% year;y(on average here, there will be some years you get negative return). If you put in $100 000, you only get a $8000 return - can you survive on $8000 a year? Maybe, but it will be pushing it, no doubt, if you don't pay for any insurance, bills, rent etc. and only pay for your own food. If you go and actively manage your own investments, you won't be lazing at home anymore - everyday will be a hustle to pick the right stocks and reading of annual reports in order to put food on the table. Of course, there are those that have done so, and become stay at home day traders, but the way is littered with the bodies of many who failed as well, and have ended up with nothing. What if you bought into the wrong stocks as well? A big investment into something like the hyflux incident will also evaporate your hard earned capital. TLDR: Unless you have a huge amount of capital like a million dollars for you to passively invest in an index that can help you earn 8% modestly, or for more security into bonds (at a lower return), it is extremely difficult to stay at home without a job and expect the investments to generate a good enough return for you to live comfortably. I think investments should be something that helps you supplement your basic income, and to make money work hard while idling for your retirement, and shouldn't be entirely depended on for a regular joe like me or you.