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Young, wild and free

PillowCase

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PillowCase

  • Answers (53)
  • Questions (1)
  • Reviews (5)

Investments

Fixed Deposits

Savings

I am 25yo this year, saved around 50k. Been doing fixed deposits for quite a few years recently took out as I am planning to do investment, Are there any investments with higher returns than fixed deposit?
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PillowCase
Level 5. Genius
Answered 2w ago
Hey there. If you are considering high-interest savings accounts, CIMB has recently announced today that they will be revising their interest rate for FastSaver. You might want to take a look here. Other alternative choices that do not require spending/minimum sum include: Singlife Account (2.5% p.a, capaital guaranteed, interest non guaranteed) FSM Auto-Sweep Account (1.05%p.a, interest rates may be revised) Stashaway Simple (1.9%, capital non guaranteed, interest non guaranteed) SCB JumpStart (1%p.a, only for aged 18-26) Crypto Earn (Depending on currency, as high as 16%p.a (CRO) without any prior staking. However, do take note of the volatility of cryptocurrencies. For higher interest rates, a fixed duration of 90 days is imposed before withdrawal can be made. Intetest is paid out every 7 days) Crypto Exchange (20%p.a for CRO currency. Similar to Crypto Earn, just that fixed duration is set at 180 days. Interest is paid out daily) Vivid Account (1.05% p.a for first 10k, 1.30% for 10k-20k) Tiq 3 Year Endowment Plan (2.10%p.a, guaranteed)
šŸ‘ 0

Retirement

Investments

Savings

I'm 36 this year. Is 1mil enough for retirement at 60? This is for me alone, my wife will have her plans to reach her 1mil. Both do not include cpf. Any advice?
P
PillowCase
Level 5. Genius
Answered 2w ago
Hey there. If you are considering high-interest savings accounts, CIMB has recently announced today that they will be revising their interest rate for FastSaver. You might want to take a look here. Other alternative choices that do not require spending/minimum sum include: Singlife Account (2.5% p.a, capaital guaranteed, interest non guaranteed) FSM Auto-Sweep Account (1.05%p.a, interest rates may be revised) Stashaway Simple (1.9%, capital non guaranteed, interest non guaranteed) SCB JumpStart (1%p.a, only for aged 18-26) Crypto Earn (Depending on currency, as high as 16%p.a (CRO) without any prior staking. However, do take note of the volatility of cryptocurrencies. For higher interest rates, a fixed duration of 90 days is imposed before withdrawal can be made. Intetest is paid out every 7 days) Crypto Exchange (20%p.a for CRO currency. Similar to Crypto Earn, just that fixed duration is set at 180 days. Interest is paid out daily) Vivid Account (1.05% p.a for first 10k, 1.30% for 10k-20k) Tiq 3 Year Endowment Plan (2.10%p.a, guaranteed)
šŸ‘ 0

Investments

Savings

Lifestyle

Family

Travel

Will I be able to save enough for a trip next year and a part time degree, but yet also build up my emergency funds in my situation?
P
PillowCase
Level 5. Genius
Answered 2w ago
Hey there. If you are considering high-interest savings accounts, CIMB has recently announced today that they will be revising their interest rate for FastSaver. You might want to take a look here. Other alternative choices that do not require spending/minimum sum include: Singlife Account (2.5% p.a, capaital guaranteed, interest non guaranteed) FSM Auto-Sweep Account (1.05%p.a, interest rates may be revised) Stashaway Simple (1.9%, capital non guaranteed, interest non guaranteed) SCB JumpStart (1%p.a, only for aged 18-26) Crypto Earn (Depending on currency, as high as 16%p.a (CRO) without any prior staking. However, do take note of the volatility of cryptocurrencies. For higher interest rates, a fixed duration of 90 days is imposed before withdrawal can be made. Intetest is paid out every 7 days) Crypto Exchange (20%p.a for CRO currency. Similar to Crypto Earn, just that fixed duration is set at 180 days. Interest is paid out daily) Vivid Account (1.05% p.a for first 10k, 1.30% for 10k-20k) Tiq 3 Year Endowment Plan (2.10%p.a, guaranteed)
šŸ‘ 0

Savings

Savings Accounts

Elastiq

Whole Life Insurance

Is ELASTIQ another great alternative to High Savings A/C with 3 years locked in interest rate while banks may continue to adjust the interest rate down further?
P
PillowCase
Level 5. Genius
Answered 2w ago
Hey there. If you are considering high-interest savings accounts, CIMB has recently announced today that they will be revising their interest rate for FastSaver. You might want to take a look here. Other alternative choices that do not require spending/minimum sum include: Singlife Account (2.5% p.a, capaital guaranteed, interest non guaranteed) FSM Auto-Sweep Account (1.05%p.a, interest rates may be revised) Stashaway Simple (1.9%, capital non guaranteed, interest non guaranteed) SCB JumpStart (1%p.a, only for aged 18-26) Crypto Earn (Depending on currency, as high as 16%p.a (CRO) without any prior staking. However, do take note of the volatility of cryptocurrencies. For higher interest rates, a fixed duration of 90 days is imposed before withdrawal can be made. Intetest is paid out every 7 days) Crypto Exchange (20%p.a for CRO currency. Similar to Crypto Earn, just that fixed duration is set at 180 days. Interest is paid out daily) Vivid Account (1.05% p.a for first 10k, 1.30% for 10k-20k) Tiq 3 Year Endowment Plan (2.10%p.a, guaranteed)
šŸ‘ 0

Savings

Savings Accounts

Standard Chartered JumpStart Account

Since Standard Chartered Jumpstart has no minimum balance, can I withdraw all my money after 1 July and leave the account open? Will there be any penalties?
P
PillowCase
Level 5. Genius
Answered 2w ago
Hey there. If you are considering high-interest savings accounts, CIMB has recently announced today that they will be revising their interest rate for FastSaver. You might want to take a look here. Other alternative choices that do not require spending/minimum sum include: Singlife Account (2.5% p.a, capaital guaranteed, interest non guaranteed) FSM Auto-Sweep Account (1.05%p.a, interest rates may be revised) Stashaway Simple (1.9%, capital non guaranteed, interest non guaranteed) SCB JumpStart (1%p.a, only for aged 18-26) Crypto Earn (Depending on currency, as high as 16%p.a (CRO) without any prior staking. However, do take note of the volatility of cryptocurrencies. For higher interest rates, a fixed duration of 90 days is imposed before withdrawal can be made. Intetest is paid out every 7 days) Crypto Exchange (20%p.a for CRO currency. Similar to Crypto Earn, just that fixed duration is set at 180 days. Interest is paid out daily) Vivid Account (1.05% p.a for first 10k, 1.30% for 10k-20k) Tiq 3 Year Endowment Plan (2.10%p.a, guaranteed)
šŸ‘ 0

Retirement

Savings

Supplementary Retirement Scheme (SRS)

Investments

DBS

I have some monies sitting in my DBS SRS account. Iā€™ve been meaning to invest it properly but havenā€™t looked into it till now. Any suggestions?
P
PillowCase
Level 5. Genius
Answered 2w ago
Hey there. If you are considering high-interest savings accounts, CIMB has recently announced today that they will be revising their interest rate for FastSaver. You might want to take a look here. Other alternative choices that do not require spending/minimum sum include: Singlife Account (2.5% p.a, capaital guaranteed, interest non guaranteed) FSM Auto-Sweep Account (1.05%p.a, interest rates may be revised) Stashaway Simple (1.9%, capital non guaranteed, interest non guaranteed) SCB JumpStart (1%p.a, only for aged 18-26) Crypto Earn (Depending on currency, as high as 16%p.a (CRO) without any prior staking. However, do take note of the volatility of cryptocurrencies. For higher interest rates, a fixed duration of 90 days is imposed before withdrawal can be made. Intetest is paid out every 7 days) Crypto Exchange (20%p.a for CRO currency. Similar to Crypto Earn, just that fixed duration is set at 180 days. Interest is paid out daily) Vivid Account (1.05% p.a for first 10k, 1.30% for 10k-20k) Tiq 3 Year Endowment Plan (2.10%p.a, guaranteed)
šŸ‘ 0

StashAway

Investments

Robo-Advisors

I deposited $30k into StashAway as investment rather than leaving it in the bank as that is my spare cash. Now Iā€™m thinking could I have used the 30k and invest in elsewhere more profitable. Any advice?
P
PillowCase
Level 5. Genius
Answered 2w ago
Hey there. If you are considering high-interest savings accounts, CIMB has recently announced today that they will be revising their interest rate for FastSaver. You might want to take a look here. Other alternative choices that do not require spending/minimum sum include: Singlife Account (2.5% p.a, capaital guaranteed, interest non guaranteed) FSM Auto-Sweep Account (1.05%p.a, interest rates may be revised) Stashaway Simple (1.9%, capital non guaranteed, interest non guaranteed) SCB JumpStart (1%p.a, only for aged 18-26) Crypto Earn (Depending on currency, as high as 16%p.a (CRO) without any prior staking. However, do take note of the volatility of cryptocurrencies. For higher interest rates, a fixed duration of 90 days is imposed before withdrawal can be made. Intetest is paid out every 7 days) Crypto Exchange (20%p.a for CRO currency. Similar to Crypto Earn, just that fixed duration is set at 180 days. Interest is paid out daily) Vivid Account (1.05% p.a for first 10k, 1.30% for 10k-20k) Tiq 3 Year Endowment Plan (2.10%p.a, guaranteed)
šŸ‘ 0

Singlife Account

Savings Accounts

Savings

Standard Chartered JumpStart Account

Is Singlife is a secure platform to use for saving now that SC Jumpstart interest has dropped? Or are there other accounts with higher interests?
P
PillowCase
Level 5. Genius
Answered 2w ago
Hey there. If you are considering high-interest savings accounts, CIMB has recently announced today that they will be revising their interest rate for FastSaver. You might want to take a look here. Other alternative choices that do not require spending/minimum sum include: Singlife Account (2.5% p.a, capaital guaranteed, interest non guaranteed) FSM Auto-Sweep Account (1.05%p.a, interest rates may be revised) Stashaway Simple (1.9%, capital non guaranteed, interest non guaranteed) SCB JumpStart (1%p.a, only for aged 18-26) Crypto Earn (Depending on currency, as high as 16%p.a (CRO) without any prior staking. However, do take note of the volatility of cryptocurrencies. For higher interest rates, a fixed duration of 90 days is imposed before withdrawal can be made. Intetest is paid out every 7 days) Crypto Exchange (20%p.a for CRO currency. Similar to Crypto Earn, just that fixed duration is set at 180 days. Interest is paid out daily) Vivid Account (1.05% p.a for first 10k, 1.30% for 10k-20k) Tiq 3 Year Endowment Plan (2.10%p.a, guaranteed)
šŸ‘ 1

Savings Accounts

Investments

Family

Retirement

Wedding

I am 24 years old with 50K in my traditional account (POSB). Where should I put my savings to maximise them? I would like to save for housing/wedding/car. Any advice?
P
PillowCase
Level 5. Genius
Answered 2w ago
Hey there. If you are considering high-interest savings accounts, CIMB has recently announced today that they will be revising their interest rate for FastSaver. You might want to take a look here. Other alternative choices that do not require spending/minimum sum include: Singlife Account (2.5% p.a, capaital guaranteed, interest non guaranteed) FSM Auto-Sweep Account (1.05%p.a, interest rates may be revised) Stashaway Simple (1.9%, capital non guaranteed, interest non guaranteed) SCB JumpStart (1%p.a, only for aged 18-26) Crypto Earn (Depending on currency, as high as 16%p.a (CRO) without any prior staking. However, do take note of the volatility of cryptocurrencies. For higher interest rates, a fixed duration of 90 days is imposed before withdrawal can be made. Intetest is paid out every 7 days) Crypto Exchange (20%p.a for CRO currency. Similar to Crypto Earn, just that fixed duration is set at 180 days. Interest is paid out daily) Vivid Account (1.05% p.a for first 10k, 1.30% for 10k-20k) Tiq 3 Year Endowment Plan (2.10%p.a, guaranteed)
šŸ‘ 0

Investments

HDB BTO

Wedding

Savings

Savings Accounts

Singlife Account

Standard Chartered JumpStart Account

CIMB FastSaver Account

I am a 25yo with 70k savings. Is it feasible to transfer the remaining of my savings to Singlife ? Or are there other more attractive savings plan out there?
P
PillowCase
Level 5. Genius
Answered 2w ago
Hey there. If you are considering high-interest savings accounts, CIMB has recently announced today that they will be revising their interest rate for FastSaver. You might want to take a look here. Other alternative choices that do not require spending/minimum sum include: Singlife Account (2.5% p.a, capaital guaranteed, interest non guaranteed) FSM Auto-Sweep Account (1.05%p.a, interest rates may be revised) Stashaway Simple (1.9%, capital non guaranteed, interest non guaranteed) SCB JumpStart (1%p.a, only for aged 18-26) Crypto Earn (Depending on currency, as high as 16%p.a (CRO) without any prior staking. However, do take note of the volatility of cryptocurrencies. For higher interest rates, a fixed duration of 90 days is imposed before withdrawal can be made. Intetest is paid out every 7 days) Crypto Exchange (20%p.a for CRO currency. Similar to Crypto Earn, just that fixed duration is set at 180 days. Interest is paid out daily) Vivid Account (1.05% p.a for first 10k, 1.30% for 10k-20k) Tiq 3 Year Endowment Plan (2.10%p.a, guaranteed)
šŸ‘ 0
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