Not Excel, but Google Sheet. And this one really helpful among the few that I have followed: https://courses.benlcollins.com/p/all-courses-bundle I am a native Google Sheet user.

I'm successfully poor. Interesting way to look forward to being successfully rich. Define yourself by defining your own version of success...there are nuances and an over-simplification would be to draw a quandrant and jot down what are the factors that define success and grade them along your Y-Axis and use the X-Axis to define how much money makes sense to be alloted to each factor... Okay, just be happy and live in the moment. #yololo = you only live once, like one

Hey there, I have a plane to catch today, but the best pieces would be - Learn coding by picking the most popular language for Android development - Be relentlessly resourceful Regarding the first point, it could also be a web app, then other programming language would also work Regarding the second point, google the "no-code" movement and you will find ways to build a Minimum Viable Product to get your idea out there for testing... You can thank me later Cheers, Pascal

Everyone should be concerned right now. The virus is just an event (that will last for a period of time) and the ripple effect will heavily impact everyone. Although the markets might recover or show sign of recovery, the job market and the world economy will take a bit of time to resume working at full speed.

Everyone should be concerned right now...

Hi Anon, I don't know. Like you, I have googled and been reading many different point of views. Everyone got something to say. I do too, now. Every year, on my birthday, I never forget to invest my hard-earned money into my portfolio. That is a lump sum and that is DCA. 2 in 1. Great deal, today. I hope it will reap a great return too, tomorrow in 2050. Cheers, Pascal

If your agent is still around in 20 years time, then get it. Else, do not. If in doubt, call your agent if s(he) will be around in 20 years time. Life is good. Cheers, Pascal

Hi Anon, Well, it is not ideal. But you know what? It is fine. You are still "young" and you still have space to maneuver. Maintain your current pace, and you will be fine. But, optimize your spending and taxes along the way...oh, your earning potential too. Cheers, Pascal

Save a bit more towards my goal of buying an island!

Difficult question... I don't have a crystall ball and I am not a mind reader....I try to give you a not-so-generic piece of advice... And the advice is, "you don't know until its too late" Of course, if you think like what you are thinking, you will find excuses or at least, you would notice or over-notice things that you would like to believe.... Too bad. Life is good. Cheers, Pascal