Hi! Since you need the capital in 7 years, you should opt for a capital protection investment strategy. This means that you should put in a major portion of your capital into a safe fixed deposit avenue, wherein the capital is sure to reach 50K by the end of the investment horizon. There will be low return on this investment, but your capital will be protected. You can use the excess cash left after this investment to gain a higher return from the market by taking on some additional risk. This will just be additional income which you can use at your disposal. However, it is not advisable to enter the market without having some knowledge about it. You can read about investing or take up a course and then start investing, however the excess amount will be idle till then. You can try a robo-advisor, which will assess your financial goals and risk appetite and provide optimal portfolios. A robo-advisor will also have a low fee to avoid too much erosion of capital. I work at Kristal.AI, and it's my passion to evaluate various upcoming investment opportunities. Hope you find this helpful.