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Mujimoro

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Mujimoro

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Mujimoro

  • Answers (35)
  • Questions (13)
  • Reviews (3)

Investments

StashAway

Robo-Advisors

Stocks Discussion

What are your strategies for investing through StashAway? (including amount invested, amount of monthly deposits, risk profile, number of goals in your portfolio, etc. )?
Mujimoro
Mujimoro
Level 5. Genius
Answered on 13 Jan 2020
That depends on your risk appetite. I’m typically more on conservative side (SSB, savings accounts) so I use StashAway for growth opportunities by investing a fixed portion of my income monthly to their 26% risk index portfolio. Currently I’m considering to increase my monthly contributions.
👍 0

Singapore Saving Bonds (SSB)

DBS

Investments

Dividends

DBS Multiplier Account

Savings Accounts

With the latest changes for DBS Multiplier account, Is investing/buying the Singapore Savings Bond (SSB) considered under the investment category when dividends are now under the Income category?
Mujimoro
Mujimoro
Level 5. Genius
Answered on 12 Jan 2020
No, SSBs are not considered under investments.
👍 0

SG Budget Babe

In your honest view, do you think buying a car is a wise (financially)decision in Singapore ?
Mujimoro
Mujimoro
Level 5. Genius
Answered on 04 Dec 2019
Financially, never a good option. For convenience only.
👍 0

Shopping

What are the drawbacks of Shopback?
Mujimoro
Mujimoro
Level 5. Genius
Updated on 21 Jul 2019
No catch :) you just need to remember to go through their app every time (sometimes i forgot to!)
👍 2

Career

Should I quit my job to focus on my 54,000 subscribers YouTube channel full time?
Mujimoro
Mujimoro
Level 5. Genius
Answered on 21 Jul 2019
Sounds like a huge risk given you only earned half of your current salary..
👍 0

Credit Cards

Hi, I intend to buy an apple product online that causes about $2000. Anyone can advise the best credit card to use for maximum rebate? Thanks.
Mujimoro
Mujimoro
Level 5. Genius
Updated on 14 Jul 2019
You can additionally go through ShopBack app for a further 1% cashback!
👍 1

Expenses Tracking

Lifestyle

Shopping

Family

Savings

What do you feel is worth spending your money on?
Mujimoro
Mujimoro
Level 5. Genius
Answered on 09 Jul 2019
Beer.
👍 0

Career

Policies

Lifestyle

What does the future of jobs in Singapore look like? Are robots or foreign talents going to squeeze me out of my career?
Mujimoro
Mujimoro
Level 5. Genius
Answered on 09 Jul 2019
Regarding foreign talent: Modern singapore wouldn’t be what it is today without the contributions from overseas talent in every sector. And often, foreigners are extremely hard working and hungry for success and even survival. Singaporeans should continue to work hard alongside foreign talent. It is not a zero sum game.
👍 0

Savings

SeedlyTV S1E08

Can you really save money if you switch to any other provider compared to SP?
Mujimoro
Mujimoro
Level 5. Genius
Updated on 09 Jul 2019
Of course you save money! Just look at the published rates per kWh and compare those with SP. For example, my typical monthly usage is around 380 kWh. If I use Ohm (fixed plan) @ $18.95 kWh (as of today), I save around $300 a year compared to SP!! There’s absolutely nothing to lose. What are you waiting for!? PS: if you decide to go with Ohm, feel free to use my referral code for another $20 off your bills! OHMREF0CDD2A
👍 0

Investments

Robo-Advisors

StashAway

Should I be doing a lump sum investment or small monthly amounts with Stashaway?
Mujimoro
Mujimoro
Level 5. Genius
Answered on 08 Jul 2019
Again, focus on establishing a healthy emergency fund of 6-9 months of salary. Investing can come after that!
👍 0
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Level 5. Genius
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