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Mujimoro

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Mujimoro

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Mujimoro

  • Answers (32)
  • Questions (12)
  • Reviews (3)

SG Budget Babe

Mujimoro
Mujimoro
Level 5. Genius
Answered 1d ago
Financially, never a good option. For convenience only.

Shopping

Mujimoro
Mujimoro
Level 5. Genius
Updated on 21 Jul 2019
No catch :) you just need to remember to go through their app every time (sometimes i forgot to!)

Career

Mujimoro
Mujimoro
Level 5. Genius
Answered on 21 Jul 2019
Sounds like a huge risk given you only earned half of your current salary..

Expenses Tracking

Lifestyle

Shopping

Family

Savings

Mujimoro
Mujimoro
Level 5. Genius
Answered on 09 Jul 2019
Beer.

Career

Policies

Lifestyle

Mujimoro
Mujimoro
Level 5. Genius
Answered on 09 Jul 2019
Regarding foreign talent: Modern singapore wouldn’t be what it is today without the contributions from overseas talent in every sector. And often, foreigners are extremely hard working and hungry for success and even survival. Singaporeans should continue to work hard alongside foreign talent. It is not a zero sum game.

SeedlyTV EP08

Savings

Mujimoro
Mujimoro
Level 5. Genius
Updated on 09 Jul 2019
Of course you save money! Just look at the published rates per kWh and compare those with SP. For example, my typical monthly usage is around 380 kWh. If I use Ohm (fixed plan) @ $18.95 kWh (as of today), I save around $300 a year compared to SP!! There’s absolutely nothing to lose. What are you waiting for!? PS: if you decide to go with Ohm, feel free to use my referral code for another $20 off your bills! OHMREF0CDD2A

Investments

Robo-Advisors

StashAway

Mujimoro
Mujimoro
Level 5. Genius
Answered on 08 Jul 2019
Again, focus on establishing a healthy emergency fund of 6-9 months of salary. Investing can come after that!

Career

General

Mujimoro
Mujimoro
Level 5. Genius
Answered on 01 Jul 2019
Meh

Savings

Lifestyle

General

Mujimoro
Mujimoro
Level 5. Genius
Updated on 01 Jul 2019
Short term: CUT big impulse purchases immediately. And are there any other ways to cut expenditure, for e.g. on food? There are plenty of low cost options out there.. what about rental? Mid term: You need to save up enough for emergency funds before thinking about investing. What will happen if — touch wood — you’re faced with retrenchment or medical emergency? You should save up enough to cover around 6 months of salary as “emergency funds”. You might want to open a savings account with moderate interest rate as you grow this fund, for e.g. DBS multiplier (requires salary credit, CC spend, and other conditions) or CIMB FastSaver (lower interest rate but no conditions). There are lots of options out there, so do your research. Long term: Once you establish your emergency funds, start looking at investing your savings into say RSP for STI ETF (around 2-3% return) or SSB or Robo-Advisor or similar. Remember, anything you save can be invested for the future; but remember to spend a little occasionally too as a treat :)

Salary

Lifestyle

General

Mujimoro
Mujimoro
Level 5. Genius
Answered on 27 Jun 2019
Only important up to a certain level. Beyond that, not important.
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Level 5. Genius
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