Mel - Seedly
 
Mel

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Mel

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Mel

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Mel
Mel
Level 3. Wonderkid
Answered on 02 Dec 2019
Some town councils have tie-ups with certain credit cards. If your town council doesn't and you don't spend much hence cannot qualify for higher minimum spend for most credit cards, I recommend Standard Chartered Unlimited Cashback card. I hope this helps :)

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Mel
Mel
Level 3. Wonderkid
Updated on 02 Dec 2019
For a person who doesn't spend much, hence cannot hit most credit card minimum spend to qualify for higher cashback, the best ones I find are: 1) Citibank SMRT: many coffee and fast food at least 4.7% cash back + groceries and most online at least 2.7% cashback 2) Standard Chartered Spree: contactless and online at 2% 3) Standard Chartered Unlimited: most, even town council at 1.5%. I hope this is useful for many Budget Babe followers :)

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Cashback

SG Budget Babe

Mel
Mel
Level 3. Wonderkid
Answered on 02 Dec 2019
Hello, I use all of them, whichever gives higher cashback for that particular transaction. One thing to note: Citibank SMRT gives 0.3% more if you hit the $300. I hope this helps :)

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MileLion

Miles

Mel
Mel
Level 3. Wonderkid
Answered on 02 Dec 2019
1) FavePay + GrabPay with credit card cashback 2) GrabPay with credit card cashback 3) PayWave with credit card cashback 4) Credit card with cashback 5) ez-link with ez-reload credit card cashback 6) Cash withdrawal via soCash I hope some people find this useful :)
Level 3. Wonderkid
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