Mae Ng
Level 2. Rookie
‧ 1 upvotes received
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  • Asked by Anonymous

    Mae Ng
    Mae Ng
    Level 2. Rookie
    Answered on 10 Sep 2018
    Good to start early because of - Access to grants - The luxury of time to pick and choose the BTO estate that you want - The luxury of time to work hard and build a career with earning power (your BTO will take 4-5 years to complete, are you confident that you'll be earning enough to pay your mortage by then?) But keep in mind the following: - MUST have forward financial planning; calculate your downpayment, reno costs, how much you'll need to earn, what you'll need to sacrifice for your BTO etc - Affirmation that your other half is the person that you want to spend the rest of your life with (as you might possibly lose your downpayment if things go wrong down the line) My regret was not starting the BTO process earlier, thinking that it would be relatively easy to get (5 times reject here)