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Lucas Ong

Not-so-enthusiastic learner about the harsh truths of life

Lucas Ong

GreenBoii at GreenBoiisSG

13Upvotes

About

Not-so-enthusiastic learner about the harsh truths of life

Credentials

GreenBoii at GreenBoiisSG

Banking and Financial Services at Ngee Ann Polytechnic

Lucas Ong

GreenBoii at GreenBoiisSG

13Upvotes
  • Answers (12)
  • Questions (2)
  • Reviews (1)

Investments

General

Lucas Ong
Lucas Ong, GreenBoii at GreenBoiisSG
Level 3. Wonderkid
Updated on 07 Jun 2019
I started having interest in Mathematics when I saw my father calculate the probability of winning 4D and TOTO when I was in Primary school. After watching "God of Gamblers", I wanted to be like the rich men, throwing money around at casinos as I wished, only difference is that I would be able to take calculated risks to "outsmart" the house. This led to me being interested in the concepts of money and risk-taking. Fast forward to after getting my O' Level results. Part of me wanted to become an investment banker so as to feel the excitement and power I have while I handle portfolios worth millions and billions of dollars. The other part of me just wanted to learn more about investments and the finance industry just to further educate myself. After graduating with a Diploma in Banking & Finance and currently serving the nation, I'm starting to put what I know into concrete actions - managing my own finance, reading up on companies and news to make smart investments, etc. While it's tough to do too many things with my $560 allowance, I see it as good practice to be able to learn how to spend within one's own means and start to be financially independent.

Lifestyle

Lucas Ong
Lucas Ong, GreenBoii at GreenBoiisSG
Level 3. Wonderkid
Answered on 20 Dec 2018
Been promoted and allowance has risen (a little) since enlisting at the start of the year, but my daily routine hasn't changed much! Managed to convince my close buddies to start caring more about their money and finance, which is a win for everyone. !
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Career

Savings

Investments

Credit Card

Lifestyle

Lucas Ong
Lucas Ong, GreenBoii at GreenBoiisSG
Level 3. Wonderkid
Answered on 19 Dec 2018
Goals for 2019 will be to continue managing my monthly cash flow well and finish sorting out my insurance policies. And as always, continue learning more about finance.

Lifestyle

Lucas Ong
Lucas Ong, GreenBoii at GreenBoiisSG
Level 3. Wonderkid
Answered on 16 Nov 2018
For myself since I'm living off NS allowance, I force myself to save at least twice the outgoing amount before I start spending (if it is a foreseeable expense). If not, responsible spending (justified and reasonable expenses) is something I try to stand for.

General

Lucas Ong
Lucas Ong, GreenBoii at GreenBoiisSG
Level 3. Wonderkid
Answered on 13 Oct 2018
Holland Drive Food Centre! Always went there for lunch when I was an intern working at Buona Vista. They have a wide array of good & cheap food! Recommend the gado gado & ayam penyet from Aini Muslim Food.

General

Lucas Ong
Lucas Ong, GreenBoii at GreenBoiisSG
Level 3. Wonderkid
Answered on 18 Sep 2018
If money wasn't an issue, I would still prefer to live permanently in Singapore. It's safe (both crime and natural disasters-wise), liveable (just look around you) and most importantly, my family is here. If I want a change of scenery, I'll simply travel wherever I want to, whenever I want, because I can.

General

Lucas Ong
Lucas Ong, GreenBoii at GreenBoiisSG
Level 3. Wonderkid
Answered on 18 Sep 2018
I'm grateful for everything my parents have done for me. The countless sacrifices, many times of hurt I've caused them, the lack of gratitude I've sometimes shown. Without them and their support, I don't know where I would be in life. Unpopular opinion: I'm grateful for our government. Yes, they can be improved. Yes, not every decision they've made have made our lives better. But objectively, they've made difficult decisions that has generally improved the quality of life for a lot of Singaporeans.

General

Savings

Lucas Ong
Lucas Ong, GreenBoii at GreenBoiisSG
Level 3. Wonderkid
Answered on 18 Sep 2018
Rather than advising on what and where to save, I think the most important thing you can start on is to have the discipline to put away any amount of money you feel comfortable with per month. Slowly increase till you reach your monthly savings goal. After that, rainy day funds would be the most important thing you'll be saving for. High(er) interest savings accounts can be considered once you have a more substantial amount of money lying in your bank.

Savings

Bank Account

Investments

General

Lucas Ong
Lucas Ong, GreenBoii at GreenBoiisSG
Level 3. Wonderkid
Answered on 18 Sep 2018
Hi fellow greenboii! With $560, I: 1. Transfer $200 to FastSaver 2. $100 in STI ETF 3. $100 in StashAway 4. $80 for transport 5. Rest in my normal savings account, and into SSB every $500.
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Level 3. Wonderkid
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