Always remember. In life, you are presented with tools. How you use them dictates the good and bad. Give a man a fish Instead of teaching them, you create dependency. Or you could give them 1 fish and ask them to create value from it (resell and repackage, make a cooked fish etc). Or even teach him to fish, if fishing is his intention. So for leverage, it's a tool that the wealthy commonly use. It's how the grow their wealth. However, its a difficult tool to use, because it magnifies whatever result that you get. E.g if you are a chef, you use the correct knife to cut the correct stuff. If you didn't take precaution, you cut your fingers (sometimes by accident). But with proper training and knowledge, the risk is reduced (having finger protection). So proper risk management (the skillset and knowledge) can help you to leverage (knife).