Its fine to me. Just link to the cards you use (be it dash, grabpaymc, etc etc). Its a bonus to me and minimal effort to earn, unlike last time where you need to track it. So just use it imho. Setting it up for cashback is really quite low effort.

The weightage seems to be taken directly from the amount you two earn. This is weird isn't it? We should be looking at what your parents may need. His income tax is also sky high. It would be better for him to contribute via CPF RSTU (retirement sum Top up) and also enjoy tax relief imho, while the cash saved (from income tax), then can be used for children too. Think Big, Think Win Win. If you expect him to pay for your parents, maybe you should also pay for his parents allowance too. In order to take, must have give also right? And cannot be too down to the point. If this is not the point, then you should probably communicate properly what is the purpose first.

At her age, honestly speaking, the premiums will be sky high, and even up to 10% of sum assured will be paid yearly. Which mean that once 10 years has passed, you effectively would have self-insured. Would only ask you to consider to buy a term to tie over. I would believe CPF would be a better way to plan instead of getting CI plans and making sure income is stable for her instead. Of course, these are based on the conditions listed. Any change or undeclared, unforeseen would not be considered. Hence these are just guidelines.

Not Exactly. You missed something. (1) The annual CPF limit does not cover the 7k RSTU CPF SA TOP UP. So you can contribute $34,500 with Medisave Top $34,500 CPF SA Top up of SA (BY RSTU) is allowed on top of the annual limit.

Go to ACE Action for Entreprenuership and learn more about the grants and all. They have a support system for Entreprenuers.

Do go to ACE At Ayer Rajah (Action Centre for Entreprenuers) before running the vending machine and setting up your company. I believe you would learn more and get some grants to incubate your business ideas.

DollarDex is a platform that is only for Unit Trust/Mutual Funds. DBS Vickers is more for cash upfront account for stocks/ETFs Ifast has a platform that allows you to sell the stocks/etfs bought from DBS Vickers.

There isn't much work needed since the platform qualifies the investment. But ome platforms are doing well (no defaults), so you may wish to explore how they do the assessment before investing into the P2P deals.

Stay far away from it. I wouldn't want to risk my money into something that is too ponzi like scheme...

No such thing as too young. Only opportunity cost should you have a better way to gain more. my rule of thumb is to lock-in premiums before age 30 and pay till 65. After 30, the premium cost spiral up quite fast. Also, get sufficient insurance with higher coverage. Any reduction can be done easily. Top up is more difficult due to premiums going higher and insurability.