Lky - Seedly
 
Lky

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Lky

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Lky

  • Answers (11)
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Credit Card

DBS Multiplier

DBS

Lky
Lky
Level 3. Wonderkid
Answered 6d ago
For no min spend, POSB Everyday for cashback and DBS Altitude for miles. Annual cc fee waiver requests can be done online.

Investments

Savings

Credit Card

Bank Account

DBS Multiplier

Lky
Lky
Level 3. Wonderkid
Answered 6d ago
Maxing out SCB Jumpstart and then OCBC 360.

Forex (FX)

DBS Multi Currency Account

TransferWise

Multi Currency Cards

Lky
Lky
Level 3. Wonderkid
Answered 2w ago
Citibank global transfer can transfer USD for free if you have an account with Citi US and Citibank SG.

DBS

DBS Multiplier

Savings

Bank Account

Lky
Lky
Level 3. Wonderkid
Updated 3w ago
Dividends will no longer qualify for investment category (which will only consider DBS investments like Vickers and UTs). Balance cap for salary + 1 category (eg CC spend) will halve from $50k to $25k. Details can be found in Section M of https://www.dbs.com.sg/iwov-resources/pdf/deposits/termsupdate-jan-2019.pdf

Fresh Graduates

Savings

Bank Account

Investments

General

Lky
Lky
Level 3. Wonderkid
Updated 4w ago
Move to a better savings account like DBS Multiplier or SCB Jumpstart for higher interests!

Credit Card

DBS

Expenses Tracking

Lky
Lky
Level 3. Wonderkid
Answered 4w ago
I manually add the transactions to Seedly to get an overview with my other accounts!

GrabPay Card

Grab

YouTrip

Payments

Lky
Lky
Level 3. Wonderkid
Answered 4w ago
Grabpay MasterCard doesn't work and I don't think Youtrip is accepted either :(

Credit Card

Lky
Lky
Level 3. Wonderkid
Updated 4w ago
On top of Amex True Cashback and SC Unlimited, there is also HSBC Advance at 1.5% (+1% if you have a bank account with them) and Citi SMRT at up to 4.7% for many categories!

Savings

Bank Account

Interest Rates

Citibank

Fixed Deposits

Singapore Saving Bonds (SSB)

Lky
Lky
Level 3. Wonderkid
Answered on 02 Nov 2019
Hi, You should definitely move your money out to better saving accounts like SCB Jumpstart (2% if you are between 18-26yo to open this acct) or CIMB FastSaver (1%) with the change in TOC from December 2019 (www.citibank.com.sg/maxigaintcdec2019). You can check out Seedly's cheat sheet and calculator for more information.

Insurance

Lky
Lky
Level 3. Wonderkid
Answered on 22 Aug 2019
HSBC Advance credit card and a few others do not exclude insurance from cashback!
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Level 3. Wonderkid
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