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Lim Tian Shang

An engineer by training, programmer&investor at heart. He writes investment stories at myfoodstory.sg & manages his son portfolio.

Lim Tian Shang

About

An engineer by training, programmer&investor at heart. He writes investment stories at myfoodstory.sg & manages his son portfolio.

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Lim Tian Shang

  • Answers (8)
  • Questions (0)
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HDB BTO

Property

Lim Tian Shang
Lim Tian Shang
Level 4. Prodigy
Updated on 07 Jun 2019
Get Tengah! I love the car lite, live within nature conceptšŸ˜€šŸ˜€

Career

Lim Tian Shang
Lim Tian Shang
Level 4. Prodigy
Answered on 28 Nov 2018
At the end of the day you have to priortise between family and work or maybe have to find a balance. Fertility does decline with ages although nowadays IVF technology is very advanced and you can probably still get pregnant at older age. DNA abnomalities also increases with parent age. As such I would suggest to start a family soon, the little bundle of joy is definitely priceless and wortha more than a few promotionsšŸ˜€šŸ˜€

Fixed Deposits

Singapore Saving Bonds (SSB)

ETF

STI ETF

Retirement

Savings

Investments

Lim Tian Shang
Lim Tian Shang
Level 4. Prodigy
Answered on 09 Nov 2018
You may be interested to read and follow the stock portfolio I created for my new born son. Clickable link from my profile =)

Savings

Salary

Loans

Lim Tian Shang
Lim Tian Shang
Level 4. Prodigy
Answered on 08 Nov 2018
How much reserve in ur CPF account? Maybe able to cover the mortgage payment for 1 to 2 years? It will be ideal for ur wife to look after ur child if circumstances allow. The benefits and enjoyment will definitely outweigh the material losses. My wife is looking after our 4 month old boy boy full time. She is enjoying her motherhood and the time spent with our baby. Babies grow up really very fast, time spent together with them is definitely priceless!!

ETF

Investments

Standard Chartered

Lim Tian Shang
Lim Tian Shang
Level 4. Prodigy
Answered on 08 Nov 2018
Is good to open a CDP account. It is completely free and there is no maintenance charges.

AMA 1M65

CPF

Lim Tian Shang
Lim Tian Shang
Level 4. Prodigy
Answered on 05 Nov 2018
What I personally would do is to keep in OA. Becos I use my OA funds for my property purchases and loan instalments. SA funds cannot be used for such purposes.

Property

Lim Tian Shang
Lim Tian Shang
Level 4. Prodigy
Answered on 27 Sep 2018
In short your loan amount is limited by #1 LTV which capped the max possible loan amount #2 TDSR which dictates the actual loan amount that you can take within LTV limit

Expenses Tracking

Family

General

Lim Tian Shang
Lim Tian Shang
Level 4. Prodigy
Answered on 24 Sep 2018
100 šŸ˜„ We do not separate between wife or husband.
Level 4. Prodigy
40PointsGoal 125
85 POINTS TO LEVEL UP
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