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Lilian Loke

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Lilian Loke

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Lilian Loke

  • Answers (16)
  • Questions (0)
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Investments

Online Brokerages

Lilian Loke
Lilian Loke
Level 4. Prodigy
Answered on 26 Nov 2019
Use Fast. I tried with a sgd1 transfer to confirm the transfer would work correctly. Low risk testing before I transfer the actual amount.

Investments

Insurance

Lilian Loke
Lilian Loke
Level 4. Prodigy
Answered on 20 Nov 2019
Insurance first. It's like a sports analogy I heard before. You have defense , strikers etc. No matter how good your striker is , you still need a goal keeper and defenders.

Lifestyle

Family

Savings

Lilian Loke
Lilian Loke
Level 4. Prodigy
Answered on 15 Nov 2019
I had my meals mostly within the university compound and food expenses were low. For the semester I would work part time. During the holidays, I would look for full time internships in industries I am interested in. So I can earn money and beef up my resume. As a result of one of my internships, I received a full time offer before even graduating.

Credit Card

Travel

Lilian Loke
Lilian Loke
Level 4. Prodigy
Answered on 15 Nov 2019
For accommodation, if you are using booking.Com, you can easily amend the credit card details anytime. So you can cancel the card, but just remember to update in your booking details to another card.

SeedlyTV EP02

Miles

MileLion

Lilian Loke
Lilian Loke
Level 4. Prodigy
Answered on 08 Nov 2019
Always check terms and conditions. The miles may require a minimum before you can convert or they may expire before you even have sufficient to convert.

Miles

Cashback

Credit Card

Lilian Loke
Lilian Loke
Level 4. Prodigy
Answered on 08 Nov 2019
Firstly you did not mention whether your kids are already attending school or still at childcare age. If you can avoid the normal school holiday periods, you will find that cheap flights are easy to get. Example. I flew to Bali paying $90 return. If you have to travel during school holidays, planning ahead is crucial. Try to buy flights 4 to 6 months before and look out for promotions for both flight and accommodation. While traveling, look for free events and free activities. In some European countries, they have free museum days. Alternatively, consider getting a pass. It may be worthwhile considering the number of attractions you choose to visit.

Shopping

Lifestyle

Lilian Loke
Lilian Loke
Level 4. Prodigy
Answered on 07 Nov 2019
I think if you are very close to the person just be direct and ask what do they need. I personally would recommend giving vouchers like Capitaland vouchers or ntuc which they can use for the necessities.

Credit Card

Savings

Investments

Lilian Loke
Lilian Loke
Level 4. Prodigy
Answered on 05 Nov 2019
Hi! For srs, you can probably find a srs tax calculator online to determine whether at your current income levels it is worth it or not to reduce tax via srs :)

Investments

Property

Retirement

Investment Linked Policies (ILP)

Endowment Policies

General

Cryptocurrency

Fresh Graduates

Ultimate Hacks: Adulting

Online Brokerages

Fixed Deposits

REITs

ETF

STI ETF

StashAway

Stocks Discussion

Lilian Loke
Lilian Loke
Level 4. Prodigy
Answered on 30 Oct 2019
Firstly, do you have any study loans? If yes, I suggest you save some to payoff before interest kicks in. Then, put some money in some safe instrument while you learn to invest. Spend some on an actual account. A demo account is good to test things out but real accounts are the real deal! It will confirm whether you are really the aggressive risk profile you think you are!

Career

Savings

Investments

Credit Card

Lifestyle

Lilian Loke
Lilian Loke
Level 4. Prodigy
Updated on 07 Jun 2019
My goal is to inch closer to my goal to become FIRE by saving more than 50% of my income and investing into dividend stocks to earn passive income.
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Level 4. Prodigy
56PointsGoal 125
69 POINTS TO LEVEL UP
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