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Lilian Loke

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Lilian Loke

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Lilian Loke

  • Answers (15)
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Investments

Insurance

Lilian Loke
Lilian Loke
Level 4. Prodigy
Answered 2d ago
Insurance first. It's like a sports analogy I heard before. You have defense , strikers etc. No matter how good your striker is , you still need a goal keeper and defenders.

Lifestyle

Family

Savings

Lilian Loke
Lilian Loke
Level 4. Prodigy
Answered 1w ago
I had my meals mostly within the university compound and food expenses were low. For the semester I would work part time. During the holidays, I would look for full time internships in industries I am interested in. So I can earn money and beef up my resume. As a result of one of my internships, I received a full time offer before even graduating.

Credit Card

Travel

Lilian Loke
Lilian Loke
Level 4. Prodigy
Answered 1w ago
For accommodation, if you are using booking.Com, you can easily amend the credit card details anytime. So you can cancel the card, but just remember to update in your booking details to another card.

SeedlyTV EP02

Miles

Milelion

Lilian Loke
Lilian Loke
Level 4. Prodigy
Answered 2w ago
Always check terms and conditions. The miles may require a minimum before you can convert or they may expire before you even have sufficient to convert.

Miles

Cashback

Credit Card

Lilian Loke
Lilian Loke
Level 4. Prodigy
Answered 2w ago
Firstly you did not mention whether your kids are already attending school or still at childcare age. If you can avoid the normal school holiday periods, you will find that cheap flights are easy to get. Example. I flew to Bali paying $90 return. If you have to travel during school holidays, planning ahead is crucial. Try to buy flights 4 to 6 months before and look out for promotions for both flight and accommodation. While traveling, look for free events and free activities. In some European countries, they have free museum days. Alternatively, consider getting a pass. It may be worthwhile considering the number of attractions you choose to visit.

Shopping

Lifestyle

Lilian Loke
Lilian Loke
Level 4. Prodigy
Answered 3w ago
I think if you are very close to the person just be direct and ask what do they need. I personally would recommend giving vouchers like Capitaland vouchers or ntuc which they can use for the necessities.

Credit Card

Savings

Investments

Lilian Loke
Lilian Loke
Level 4. Prodigy
Answered 3w ago
Hi! For srs, you can probably find a srs tax calculator online to determine whether at your current income levels it is worth it or not to reduce tax via srs :)

Investments

Property

Stocks Discussion

Retirement

Equities

Investment Linked Policies (ILP)

Endowment Policies

General

Cryptocurrency

Fresh Graduates

Ultimate Hacks: Adulting

Online Brokerages

Stocks

Fixed Deposits

REITs

ETF

STI ETF

StashAway

Lilian Loke
Lilian Loke
Level 4. Prodigy
Answered 4w ago
Firstly, do you have any study loans? If yes, I suggest you save some to payoff before interest kicks in. Then, put some money in some safe instrument while you learn to invest. Spend some on an actual account. A demo account is good to test things out but real accounts are the real deal! It will confirm whether you are really the aggressive risk profile you think you are!

Career

Savings

Investments

Credit Card

Lifestyle

Lilian Loke
Lilian Loke
Level 4. Prodigy
Updated on 07 Jun 2019
My goal is to inch closer to my goal to become FIRE by saving more than 50% of my income and investing into dividend stocks to earn passive income.

Investments

Insurance

Lilian Loke
Lilian Loke
Level 4. Prodigy
Answered on 27 Apr 2019
Insurance first, specifically as a working adult, the first insurance you need is to cover hospitalisation costs. At this point, you may have no dependents and thus life insurance (whether whole life or term) can be delayed first. Don't rely on your company's plan as it is usually non-transferable when you leave or get retrenched.
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