You can look at some of the reviews here! SInce you want more data, I actually recommend Circle's Life/ SIM only plans. However this means that you will have to pay full price for your phone, as the plans are rather cheap (currently paying 45-50 for 20GB of data) You may want to check this article out for more information!

Answering the part directly about office politics etc- Unfortunately this is something he will need to navigate no matter where he goes to. If he wants to be a business owner, there is a lot of partnerships and connections he will need to work on. Though not politics per sey, but nonetheless he will need to work on some form of networking. If we are talking purely about career aspirations, then firstly, you have to know what you are interested in, and what you are good at. If both of these point you in the same direction, then congrats! you have found the ideal industry or occupation to be in! However, if you have to choose one, I recommend you choose what you are good at, as long as you don't hate it. Hobbies and passion can remain as such, if you have the finances to support it. Secondly, try everything! After graduating from university, I had spent most of my time in the education sector. I really do enjoy it, however, I grew jaded for a season, and wanted to try something new! Thus I took on an internship just to gain more insights and experience into what I really wanted to do, and explore the areas that I have not explored before. Not only did it open my eyes, I also met really great people and formed really great friendships! There is no "one path" for everyone. Life is always changing, and it does not mean that we have to stick with one path for the rest of our lives. Priorities can change, jobs can change, people change. Lastly, every business has it's ups and downs. if he has really done his homework, researched, and really believes in his business, then he should go along with it. There is always the possibility of failure in a business- but that doesn't mean that you shouldn't try. At least you are aware that it can fail, and are not delusional that whatever you do will definitely work. All the best!

About a month ago we had an AMA with Mr Loo, and he did address some of these concerns. In summary, like what you said, the main promblem is that people want to enjoy the use of money NOW. Let's say I'm 25 years old. I definitely feel that I will need the money more ringht now, when I'm getting married, having kids, needing to buy a house, etc. Rather than when I'm 65, and all my kids (hopefully) can fend for themselves, and I'm just left with a bunch of cash to spare. Other than that, some people are afraid the withdrwal age will increase, change in political parties will change how CPF will work... etc. Edit: Sorry in addition to this, you can't top up 1 million straight because you can only top up a maximum of $7000 (cash) per year

I don;t know about free, but you can check if any secondary school is willing to open up their studios after school hours or during weekends. I remember we rented a studio from my secondary school for about 5 bucks per person, and we only had 6 people. WE were there for about 2-3 hours. Then again, this happened some 10 years ago, so I can't be entirely sure of the numbers

I think the first thing is to think of a direction you want to head in. Even if you don't fully enjoy the jobscope, you must understand that a job is just a means of income. As long as you don't drag your feet to work, you still can grow and learn to enjoy the little things that you do in work. If you are still into culinary, then then choice is clear- more restaurants/pick up a side project of starting your own food-type business is possible as well. If you think culinary is not your thing, then what else do you plan to learn? What are you studying in your university? Unless you have at least a general direction of what industry or what jobscope you want, it will be hard to give you any advice. Once you select and area you want to go into, the next natural step would be to find resources to study for it. Until then, all the best!

One of them is definitely how I treat my fitness. It used to be soccer at void decks, or volleyball in school. Now whenever we meet for sports, we have to pay for courts, and coordinate timings. Otherwise, we would also be spending on gym. Fitness used to be cheap, now it's rather expensive!

When you say "while studying" do you mean during your holidays, or literally when you are still having classes and all that? I think that it's easy enough to find internships online. You will learn basic marketing tools and techniques that you will generally not learn in school. If you really want to steepen your learning curve, might I suggest that you join a start up, because there, you get to learn fast, and you get to learn a lot as well! Some companies do allow a part time internship- these can be tiring though! But I think all in all it's great that you want more exposure before you graduate, so that you can relate when you study to a more practical usage!

It depends on what job you are doing, and the reponse of your clients. If you feel taht the response has been good, then keep on building your portfolio, and get your customers to refer you to others that require your services. If you feel that what you are doing is on an average level, then I think you should get a full time job, which also forces you to work with others, thus being able to gain more feedback and learn from those who are more senior than you. Once you have established a better portfolio then perhaps you can think again about going back to free lancing- this tiume with better reputation and probably higher payhing jobs.

I think this is a chance to show him the difference between things that he earned and things that you are willing to give. Since he had to achieve good grades in order to get this reward, I would classify this under something that he "earned". From the sound of it, he worked hard to get it, so this is his reward. If we follow your description about him usually being careful about his things, then I do think that this is one of the chance to show him kindness. The problem with Singaporeans is that they rather "teach a lesson" about it and say that everyone has to earn everything. I attribute it to the meritocral government we grow up in. People become cynical, and only equate effort to whether someone deserves something. My take is that since he has already earned it, and felt the pain of the loss, why not take this chance to shwo him kindness instead? Instead of showing him that he has to earn everything, why not show him that mistakes are a part of life, but it doesn't mean that there can't also be love? I know taht this is a highly debatable response, but from the minimal description that you posted, he seems like a good kid, and probably feels bad enough taht he broke the new gift. More than showing him that everything must be earned (which he did for the iphone) why not teach him about being compassionate? I'm pretty sure that he will be grateful enough to take extra care about it. For those who say that "he deserved it" or "it's your fault for giving him an iphone". I think it's a very insensible thing to say. Have you not made a mistake at work before? Does it mean you should not be hired? If you made a friend angry, does it mean that you should not have friends? There's a time to teach about responsibility, there's a time to teach about character. Here's just my 2 cents about it

Hi! I believe the word you are looking for is just "income". Passive income refers to things with minimal effort that will generate cash for you ie. investing. For jobs wise, it really depends on education level, whether she can handle technology, mobility, time commitments etc. For one, there are many part time jobs out there, or freelancing work. One simple example is tuition. Especially for mandarin teachers, there is less supply, and people tend to lean towards older teachers for that. So that could be an area your grandmother can look into!