Leona Goh
Level 2. Rookie
‧ 4 upvotes received
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  • Asked by Kenneth Lou

    Leona Goh
    Leona Goh
    Level 2. Rookie
    Answered on 24 Apr 2019
    My PSLE score was 176. Today i'm a 22 year old degree holder working my first proper job at Seedly as an intern and I honestly never thought I'd be doing what i'm doing given my PSLE score. I was a an NA kid and sadly attended a school that to me felt extremely discouraging. My N level score was 19 points. However I am extremely blessed to have parents who sent me overseas for my high school and university education. I now hold a B.A from the University Of Melbourne and doubled majored in Media & Communications and Screen & Cultural Studies. My grades when I was younger definitely affected my but i'm glad to say that they did not define me :-) Excited to see where this journey of adulting takes me!
  • Asked by Anonymous

    Leona Goh
    Leona Goh
    Level 2. Rookie
    Answered on 24 Feb 2019
    As someone who lived alone and abroad for the past 5 years... Winning the draw would be an absolute dream. For starters: - Save 20% of it in a savings account - Allocate 20% for a down payment for a house - 30% for overall living expenses (comfortably of course) - final 30% for investments I once managed to win $5000 in a lucky draw and used the money in the following way: - Saved 20% for a rainny day - Spent 50% for living expenses (over a span of 2 months) - Spent 10% for lifestyle expenses - final 20% placed in an "locked" savings account I would say what's most important is that you allocate certain % of the money in a bank account that prevents you from withdrawal. One such account would be the OCBC Bonus + Account!
  • Asked by Anonymous

    Leona Goh
    Leona Goh
    Level 2. Rookie
    Answered on 23 Feb 2019
    I have apple pay and find it extremely convenient to use. So I would say that going cashless definitely encourages me to spend money faster. Gone are the days of spending within my ‘limits’ aka the amount of cash I have in my wallet. However, for a while I had to control my spending by exclusively using cash and I did find a noticeable difference on my weekly expenditure. I went from an average of about spending $300 a week on both apple pay and cash, to about $250 a week on cash.