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Lee Jiahui

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Lee Jiahui

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Lee Jiahui

  • Answers (69)
  • Questions (2)
  • Reviews (2)

Stocks Discussion

Investments

FSM INVEST EXPO 2020

Lee Jiahui
Lee Jiahui
Level 6. Master
Answered 15h ago
I mainly use yield because that way provides more margin of safety to beat the market. There are more important factors to stock selection, price is always the first criteria to get me to analyse, and price is always the last criteria to get me to buy. In between, it's a lot of reading and thinking.

Savings

Entrepreneurship

Career

Lifestyle

Education

Lee Jiahui
Lee Jiahui
Level 6. Master
Answered 1w ago
Passive=top up your cpf SA account. Everything else is active.

SG Budget Babe

Family

Lee Jiahui
Lee Jiahui
Level 6. Master
Answered 4w ago
An avg helper costs about 1k/mth. With helper, you likely still want ifc which will be another 1k/mth. The breakeven point is around 3k monthly salary, ie one of you earn less than 3k then maybe quitting job is better than spending on helper.

Persons With Disabilities

Personal Finance 101

SG Budget Babe

Insurance

Investment Linked Policies (ILP)

Hospitalisation Insurance (H&S)

Investments

Stocks Discussion

Lee Jiahui
Lee Jiahui
Level 6. Master
Answered on 18 Dec 2019
If you are seeking investments, why did you liquidate your stocks? Are you asking what type of investments? Or what type of allocation? Or what type of stocks? Or what?

SG Budget Babe

Cryptocurrency

Investments

Lee Jiahui
Lee Jiahui
Level 6. Master
Answered on 25 Nov 2019
I wont support. It's one thing to support your kid's ideas, beliefs and all. It's another thing to have blind faith (or what ppl call "hope for the best"). If really no choice, just spare the cash that you can afford to spend, much like buying a pair of expensive -whatever- for him.

Investments

Savings

FIRE Movement

Lee Jiahui
Lee Jiahui
Level 6. Master
Answered on 31 Oct 2019
Not realistic... I may not be perfect but I can share my experiment. I was getting 1k/mth with 400k capital i.e. 3% p.a. this was based on the allocation of 50% cash in hurdle accounts, SSB, FD fetching avg 2%, and 50% stocks (of which 25% REITs, 50% blue chips) fetching avg 4%. Even then my stock paper value fluctuates + - 10% = + - 20k.

CPF

Savings

Regular Shares Savings Plans (RSS)

Investments

Lee Jiahui
Lee Jiahui
Level 6. Master
Updated on 15 Sep 2019
This was what I did... The order shows my priority: 1. Do OA to SA and RSTU to hit FRS for myself. 2. Top up child's MA every year 2k. 3. Pay off HDB loan with OA, partial capital repayment. Monthly loan pay in cash. 4. After loan is cleared, channel cash used for monthly loan to return to CPF OA capital uses for pty and accrued interest. I also have my own stocks which I ownself manage, which runs in parallel. Allocation wise, I plan for CPF : stocks and cash = 1:3, then slowly increase the stocks and cash.

SeedlyTV EP06

CPF

General

Lee Jiahui
Lee Jiahui
Level 6. Master
Answered on 12 Jun 2019
Maybe we should qualify it is everyone eligible to withdraw all their cpf. 2 groups : 1. Those who just turn 55 yo 2. Those who are older than 55 yo

Bonds

Investments

Lee Jiahui
Lee Jiahui
Level 6. Master
Updated on 07 Jun 2019
I had 100% equities too when i was 25. that was because i didnt deem cash and cpf as part of portfolio lol... it motivated me more to save more and think of it as 100%... follow what rocks your boat. at 35 yo, i included cpf in the portfolio then equities to cpf ratio became 1:1
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Level 6. Master
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