Please speak to a private banker. In fact, speak to a few if you have the time. If you are happy with monthly or annual payouts plus planning for generations down, perhaps let the banker know you'd want to look into setting up a trust fund for yourself and your future family. Think most people agree that you need professional advice. Be wary about the investment products that the bankers will offer/advise you to take up. Risk should roughly equal the return and that all products should be low risk as per your appetite (which is why there is no such thing as no risk. Holding cash also constitutes risk from currency fluctutations and inflation) Given current market conditions, many private bankers will be clamouring to have you as a client. I do have a couple of friends in the space who've been helping Gen 1 or Gen 2 (Like yourself) manage their funds in UBS and DBS. You should go with whoever you feel comfortable with.