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Kim Heok S

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Kim Heok S

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Kim Heok S

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SG Budget Babe

Family

Credit Card

Kim Heok S
Kim Heok S
Level 4. Prodigy
Answered on 08 Dec 2019
I would not do that. He should learn about budgeting at this age. Perhaps leave him a contingency amount of cash at home, but definitely not access to a large sum of money.

Lifestyle

Investments

Credit Card

Savings

Family

Career

Property

Stocks Discussion

SG Budget Babe

MileLion

Kim Heok S
Kim Heok S
Level 4. Prodigy
Updated on 07 Dec 2019
I didn't do anything with my portfolio and basically just sat and collected dividends. Should have bought some banks stocks, but I wasn't paying attention to the price. Otherwise I think I did okay.

SG Budget Babe

Lifestyle

Family

Kim Heok S
Kim Heok S
Level 4. Prodigy
Answered on 07 Dec 2019
I would cut his allowance to the bare minimum. There's no need to explain to him, other than to let him know that he is obviously having too much allowance since he can still afford branded stuff after spending money on essential food and transport.

Lifestyle

Kim Heok S
Kim Heok S
Level 4. Prodigy
Answered on 07 Dec 2019
The outlet near my house has a Christmas sale now, but I don't think it's related to the closing of the company. They have been losing money all these years from what I understand.

Savings

Bank Account

Lifestyle

SG Budget Babe

Kim Heok S
Kim Heok S
Level 4. Prodigy
Answered on 07 Dec 2019
I did not, but it should be safe.

PFF Panel 3

Seedly PFF 2019

Stocks Discussion

Kim Heok S
Kim Heok S
Level 4. Prodigy
Answered on 07 Dec 2019
I have been receiving dividends from comfortdelgro and singtel for years, so I'm going to go with these two.

Stocks Discussion

Savings

Kim Heok S
Kim Heok S
Level 4. Prodigy
Answered on 07 Dec 2019
I keep a war chest! I think it's very important to have cash to deploy when market has opportunity.

Property

SG Budget Babe

Kim Heok S
Kim Heok S
Level 4. Prodigy
Answered on 05 Dec 2019
12K is not a lot these days, a BTO makes more financial sense, if not you won't be able to keep aside enough to retire

SG Budget Babe

Investments

Kim Heok S
Kim Heok S
Level 4. Prodigy
Answered on 05 Dec 2019
I have several shares bought since 20 years ago that have given me good dividends! I am lucky as I didn't monitor them closely but they turned out to be good companies

SG Budget Babe

Career

Kim Heok S
Kim Heok S
Level 4. Prodigy
Answered on 05 Dec 2019
High monthly pay, my bonus can be taken from me if the company is not doing well, but you can't take away my basic pay!
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