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Khairudin Ali

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Khairudin Ali

  • Answers (7)
  • Questions (2)
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CPF

PFF Panel 1

Seedly PFF 2019

KA
Khairudin Ali
Level 3. Wonderkid
Answered on 20 Oct 2019
If can service and clear your loan by cash. Reduce the usage of CPF. Why? 1. You will be accumulating accrued interest over the years upon using your OA which you need to pay back to your own self if you decide to move. Many do not see this as an issue but if you're in need of cash and your assets is not making money, then it is an issue. 2. CPF OA generates 2.6%. It doesn't make sense paying for a loan which charges you 2.5% using an account which generates you 2.6%. might as well you pay using cash in your bank account which generate 0.05%. I hope these short answers assist your queries. Cheers!šŸ˜„

Lifestyle

Savings

KA
Khairudin Ali
Level 3. Wonderkid
Answered on 21 Sep 2019
Should have mixed with proper friends and should have a better mindset rather than wasting my youth days just by watching TV and playing endless video games.

SeedlyTV EP08

iSwitch

Sembcorp Power

Diamond Electric

Senoko Energy

Tuas Power

KA
Khairudin Ali
Level 3. Wonderkid
Answered on 21 Sep 2019
It depends on seasonal Promotion and Conditions rates. I still remember that previously months before my subscription, Sembcorp was the perfect fit for me with generous promotion rate but days before my application, it happens that Geneco gave the best rates and conditions compared to Sembcorp. . After all, these companies are still under one parent company. No worries about shortages of electrical supply but do worry about your monthly bills. . Just a heads up for newbie: 1. Check the best rates among the retailers. 2. Compare their promotion discounts offered. 3. Check the term and condition if the contract is 'Fixed' or 'Non-Fixed' contact. Go for Fixed. 4. Do your calculations. Make sure the bills saves you money. . Good luck.

REITs

SeedlyTV EP05

KA
Khairudin Ali
Level 3. Wonderkid
Answered on 21 Sep 2019
Lendlease IPO seems better...

REITs

Stocks Discussion

Investments

Property

KA
Khairudin Ali
Level 3. Wonderkid
Answered on 21 Sep 2019
Me too... still figuring out where to apply but one thing I know is that the application is opened on 25th Sept at 9 pm... Please update and share...

Savings

KA
Khairudin Ali
Level 3. Wonderkid
Answered on 21 Sep 2019
Same here... been trying for the past 20 minutes until I saw your post...

Stocks Discussion

Investments

Entrepreneurship

Retirement

KA
Khairudin Ali
Level 3. Wonderkid
Answered on 21 Sep 2019
I started learning to invest at SGX academy. There are some free introduction courses you may choose on their website. Once you're interested in a particular investment topic, you may pay some fees to attend in-depth training. No worries, these courses don't guarantee you income like those annoying gurus you see in YouTube but at least you'll learn the basics of investments. There might be other investment courses out there but in my opinion, do some research and attend reputational places rather than being a victim of a guru scam. Good luck my friend.
Level 3. Wonderkid
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