KH Puah - Seedly
KH Puah

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KH Puah

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KH Puah

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  • Answers (9)
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Investments

General

KH Puah
KH Puah
Level 1. Freshie
Answered on 09 Jul 2019
What you are doing now look good. Don't rock the boat. Review again in 5 yrs time. In the meantime hope you have the time to look for a spouse.

AMA First Investment

KH Puah
KH Puah
Level 1. Freshie
Answered on 09 Jul 2019
While you are still thinking where to put your money, put it in Singapore Saving Bond (SSB) now. Once you know a better option, then withdraw from SSB.

Savings

Investments

KH Puah
KH Puah
Level 1. Freshie
Answered on 09 Jul 2019
If you are risk adverse go for Singapore Saving Bond. Good rating and cannot complan rate, and can withdraw anytime.

Investments

Savings

Insurance

REITs

Bonds

KH Puah
KH Puah
Level 1. Freshie
Answered on 09 Jul 2019
Don't know you age, therefore don't your need or commitment Don't know whether is $10k is all you have, or $10k is a drop in the ocean to you.

Marriage

Lifestyle

KH Puah
KH Puah
Level 1. Freshie
Answered on 28 Jun 2019
If his take home salary is $6 and up, let him enjoy. He will only stop when there is health issues from daily starbuck coffee.

Retirement

Investments

CPF

Family

Savings

Bank Account

KH Puah
KH Puah
Level 1. Freshie
Answered on 26 Jun 2019
7 yrs to 55 year old. If the flat is already paid-up, after putting aside about $50,000 cash as emergency fund, move the rest of the cash to SA. Also move the OA to SA. Take it as a 7-yr fixed deposit at 4% interest. At 55, if there are more than the CPFLife amount in both the OA and SA, balance can be withdrawn or leave in cpf to earn interest.

SeedlyTV EP06

CPF

KH Puah
KH Puah
Level 1. Freshie
Answered on 24 Jun 2019
Once the cpf housing loan is paid (by than about 40 to 50 yrs old), transfer all from OA to SA to earn the 4%.

Property

General

CPF

KH Puah
KH Puah
Level 1. Freshie
Answered on 24 Jun 2019
If both of you have already aside at least 18 months or more of your income (more than $100,000), and is only going for basic home reno, could suggest to go for $50,000 cash and and the balance cpf. Bear in mind that it is only another 20 yrs and both of you can withdraw your cpf (in excess of the cpf Life amount). With lesser cash on hand will motivate you to spend less, earn more and save more.
Level 1. Freshie
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