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Kenneth Lou

Helping people make smarter financial decisions one step at a time.

Kenneth Lou

Co-founder at Seedly

About

Helping people make smarter financial decisions one step at a time.

Credentials

Co-founder at Seedly

Kenneth Lou

Co-founder at Seedly

  • Answers (546)
  • Questions (41)
  • Reviews (22)

Credit Card

Payments

GrabPay Card

Grab

Kenneth Lou
Kenneth Lou, Co-founder at Seedly
Level 9. God of Wisdom
Answered 4d ago
Hey there! I had some issues with my GRAB digital card before, but not my GRAB physical card. You can definitely check with them to figure this out also! (based on the community so far, seems ok)

Lifestyle

Savings

Bank Account

Payments

Kenneth Lou
Kenneth Lou, Co-founder at Seedly
Level 9. God of Wisdom
Answered 5d ago
Hi Anon! I found this link here: https://www.dbs.com/pop-up-atm/index.html Apparently during CNY there are a ton of pop-up stores by the banks to offer this service. Alternatively you can give digital hong baos via the paylah app haha. Got the following information from a CNA article! FOR DBS/POSB CUSTOMERS At the pop-up ATMs, DBS/POSB customers can withdraw the new or good-as-new notes in sums of S$100 (S$2 x 50), S$300 (S$10 x 30), $500 (S$50 x 10) and S$600 (S$10 x 20 or S$50 x 8). The pop-up ATMs are accessible 24 hours a day, except for those at Chong Pang and Teck Ghee Community Club, the bank said. Their locations can be found here. POSB ambassadors will be available to help customers at various pop-up ATM locations from 9am to 9pm. DBS/POSB customers can also reserve the notes online and collect them from any full-service branch at their preferred dates and times through the bank’s online reservation system. The denominations available are S$2, S$10 and S$50. Alternatively, they may walk in to any DBS/POSB full-service branch - except for DBS Marina Bay Sands branch and DBS Woodlands Service Centre branch - to collect or exchange the notes, subject to availability. Customers collecting or withdrawing the new or good-as-new notes at DBS/POSB pop-up ATMs or branches will receive two sets of red packets, "made from environmentally friendly paper derived from sustainable sources", the bank said. DBS/POSB branches will also have recycling bins for used red packets from Jan 28. The bins will be available all year so customers can also recycle packets from Hari Raya and Deepavali. FOR UOB CUSTOMERS UOB customers can reserve their new notes online through UOB Personal Internet Banking from Jan 9 to Jan 19, the bank said. The new notes come in denominations of S$2, S$10 and S$50, and exchanges are capped at S$1,400 in total. Customers can choose their preferred date and branch to collect their new notes, with the last day for collection on Jan 21. Walk-in customers can exchange new notes at any UOB branch - except the [email protected], Sengkang Express and Tampines One branches - from Thursday to Chinese New Year’s Eve (Jan 24), subject to availability. FOR OCBC CUSTOMERS OCBC customers can walk in to any branch to obtain new the notes. For quicker service, customers can choose pre-packed OCBC Fortune Packs which contain 100 S$2 notes and 30 S$10 notes. Customers can also use the OCBC Mobile Banking app’s digital Chinese New Year queue service to view the availability of new notes across OCBC’s branch network in real time and get a digital queue number before heading to the branch, minimising waiting time. Each customer can only exchange up to S$500 a day, OCBC said. "To ensure that our customers do not wait unnecessarily in the queue, our service ambassadors will try to obtain each individual’s request while they are queuing, and customers - whose request cannot be met on that day - will be asked to return the next day and not wait further," said OCBC’s Singapore head of consumer financial services Sunny Quek. In addition, customers can get new and good-as-new notes from selected ATMs, although stocks are also limited. Source: CNA/ec(mn/hm)

FIRE Movement

Retirement

Savings

Kenneth Lou
Kenneth Lou, Co-founder at Seedly
Level 9. God of Wisdom
Answered 5d ago
Here are three which I follow: - InvestmentMoats (For his Wealth Machine concept) - Brian Halim (3Fs) - Retireby50 (by Mickey J) ;)

Stocks Discussion

FSM INVEST EXPO 2020

Investments

Kenneth Lou
Kenneth Lou, Co-founder at Seedly
Level 9. God of Wisdom
Answered 5d ago
Wah Gabriel haha what is... I just learnt something new today haha For context: What are Dark Pools? "Dark pools are an ominous-sounding term for private exchanges or forums for securities trading. However, unlike stock exchanges, dark pools are not accessible by the investing public. Also known as “dark pools of liquidity,” these exchanges are so named for their complete lack of transparency"

REITs

ETF

Kenneth Lou
Kenneth Lou, Co-founder at Seedly
Level 9. God of Wisdom
Answered 2w ago
Adding on another question, I'm curious with what quantum of investments, is it: - $10,000 - $100,000 Or any magical number in between it makes sense for you to just model after the REIT ETF and buy you own individual REITs haha

Stocks Discussion

Market Correction

Bull Market

Bear market

FSM INVEST EXPO 2020

Kenneth Lou
Kenneth Lou, Co-founder at Seedly
Level 9. God of Wisdom
Updated 2w ago
So far what I found online is this: The stock market is dismissing the threat of war with Iran so far — and that's in line with how it's historically responded to major political crises - There's one place where the recent US-Iran crisis hasn't really registered: the stock market. - In the immediate aftermath of an American airstrike that killed Iranian military commander Qassem Soleimani last week, investors on Wall Street so far have largely dismissed escalating tensions in the Middle East that some fear could lead to a full-blown war between the United States and Iran. - Part of it is simply uncertainty surrounding the situation — and traders have learned to determine which incidents are likely to be isolated. - Others say that investors have experienced an era of political and economic blows that have strengthened their ability to weather a crisis. Others say that investors have experienced an era of political and economic blows that have strengthened their ability to weather a crisis. "Part of the reason may be purely psychological. Today's investors have seen the stock market recover from both 9/11 and the Great Financial Crisis, arguably the greatest geopolitical and economic shocks of our time," wrote JPMorgan funds global chief strategist David Kelly in a client note. "This makes it easier for investors to shrug off other events." ! Quoted from: Business Insider
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StashAway

Dividends

Investments

Kenneth Lou
Kenneth Lou, Co-founder at Seedly
Level 9. God of Wisdom
Answered 2w ago
I noticed this is tagged to Stashaway. For their dividend portfolios, if Im not wrong you do get it credited back into your account. For the normal investment portfolio, they will help you re-invest it into your account automatically.

Investments

Stocks Discussion

Kenneth Lou
Kenneth Lou, Co-founder at Seedly
Level 9. God of Wisdom
Answered 3w ago
Many people are saying stocks cafe. Here is a rave review about it I saw recently in our community: "After talking to XYZ, I gave Stocks Cafe a shot. Now I'm damn tempted to move away from Investment Moat's Stock Blueprint Google Sheet to a paid subscription on Stocks Cafe. Damn you XYZ 🤣🤣🤣 Has anyone subscribed to Stocks Cafe yet?" https://stocks.cafe/

Stocks Discussion

Investments

Career

Kenneth Lou
Kenneth Lou, Co-founder at Seedly
Level 9. God of Wisdom
Answered 3w ago
Passion for Finance and deal-making, deal-structuring! - Mergers - Acquisition - Fund raising Overall, alot of presentations are also needed, hence you can consider really brushing up on both Excel and powerpoint to present information in an easy to digest format.

Education

Kenneth Lou
Kenneth Lou, Co-founder at Seedly
Level 9. God of Wisdom
Answered 3w ago
Hello! I was in the exact same situation as you before. I joined NUS BIZ + USP and stayed in Cinamon college for 2 years. Pros: - Cinamon college and UTown (really awesome place) - Good people and smart people also to mingle around with - People who are passionate but also qwerky - Camps are really fun and the people there generally do well in life (I think, haha) Cons: - I really hated the studying and writing modules - Basically there was a writing module called WCT which you have to keep re-writing the same essay like 5 times with edits - Alot of talk only but not alot of doing (if you are someone who likes to get your hands dirty, this is not for you) Conclusion: Just try it out first? And drop out if you really don't like it after year 1 or 1.5. There's no peanalty and I'm sure you would have made some really good friends also. In the end, I just graduated with the normal NUS BBA with no USP. And I'm totally ok with that as well! Let me know how else I can help you with this :)
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