Thanks GoBear for this Masterclass giveaway, and excited to be sharing alongside DrWealth and SGbudgetbabe ! When : Saturday, 27 April 2019 Time : 11am - 3pm (Registration starts at 10am) Venue : NTUC Centre, 1 Marina Boulevard, Level 7, Stephen Riady Auditorium Highlights: - Get better at saving and spending on a day-to-day basis - Take your family on a journey towards financial independence - Prep your investment portfolio ahead of retirement On that note, looking forward to hear from the community on which tools you use on a daily basis! Here are my TOP 3 in no particular order: 1. Seedly App (combines all my finances in one place, everything from my OCBC 360, DBS Multiplier and BOC Family card transactions and balances) - duh! 2. YouTrip (really useful when I go overseas actually, where I pay zero fees on exchange rates) 3. My FitBit Pay! Linked to my OCBC365 , I get rebates and it's convinient when I go for runs etc.