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Kenichi Xi

I am Final Fantasy =p

Kenichi Xi

nᴉʍ oʇ dǝnᴉʇsǝd 不能说的秘密 at Tag Team with Gabriel Tham

226Upvotes

About

I am Final Fantasy =p

Credentials

nᴉʍ oʇ dǝnᴉʇsǝd 不能说的秘密 at Tag Team with Gabriel Tham

Kenichi Xi

nᴉʍ oʇ dǝnᴉʇsǝd 不能说的秘密 at Tag Team with Gabriel Tham

226Upvotes
  • Answers (167)
  • Questions (5)
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Investments

REITs

SeedlyTV EP05

1. Which Reits Sector? 2. or Trust mistaken as Reits? 3. Which currency? If the above 3 points is unfamiliar or sounds new to you, $40k is best place in low risk vehicle with higher yield and principal guarantee compare to savings account until you have a retirement planning (not based on insurance products without prejudice).

Family

Savings

Loans

1. Stop helping to let them understand the need to get real help. 2. Real help will be credit counseling bcos they have experiences w the worst of them all. If they can do nothing, u can do nothing too. 3. By not being a burden to ur parents is also a gift bcos u r the last line of defence if they really need food on the table daily. 4. If pt 2 or similar solution could not improve the insidious situation, is fated for u to cut off too.

Investments

Lifestyle

Savings

Retirement

Time in the market vs Timing the market. if you are an income investor, time in the market applies for u most often. if you are an growth investor, timing the market applies more often. who makes the most depends on the market rather then timing.

Insurance

There are two form of rejection 1. reject n hurting the person feeling 2. reject n not hurting the There are two form of rejection 1. reject n hurting the person feeling 2. reject n not hurting the person feeling for pt 1, u can just reject any ways u like. "Stop Scamming!" for pt 2, shows verbal or physical support, care n concern but be firm tt you couldn't do more with monetary because you have other liability to fulfill. person feeling for pt 1, u can just reject any ways u like. "Stop Scamming!" for pt 2, shows verbal or physical support, care n concern but be firm tt you couldn't more more with monetary because you have other liability to fulfill.

Lifestyle

其实 世界上有 三种人 先知先觉 后知后觉 不知不觉 先知先觉The coach knew tt money can come in fast for certain seasons n products. They also knew there are off peak seasons tt drys out profit if any. So they take in students to make money from them and show them the good seasons. 后知后觉 if the HARDWORKING students are heng in some ways, they make money back from the course but with their hard work. The income might not be consistent. Most of the time, they dun make back the course fee and any failure is bcos the HARDWORKING students got problems....not true really. 不知不觉 Lastly, the LAZY student who wanna be spoon feed will confirm lose money bcos their intellectual is not meant to learn but to leech.

Career

Lifestyle

Go for the one that gives more certainty. You need to earn it to enjoy it. Hope my very very very very simple replies help!

Savings

Am I on the right path? By income, u are on the right track but do u know understand the ILP u r committed to? By savings of $65k, u r doing quite ok after all the expenses so far. By shares in your own company, are u getting it free or u are buying at ur own time on target? Am I spending too much? By life insurance, is your coverage sufficient and at the right price? By ILP, is not just about the commitment but what is ur exit strategy before it become too costly by age? By spending around 30% and saving 70%, the saving track record is good so far. Hope my replies help!

Career

General

Fresh Graduates

I am an Extremely Simple Person so i will give an extremely simple answer. If u have no choice, just take it and move on. Your career will not depends on it since is a no choice. If u have a choice, choose the company tt will ask u to stay and work for them. Simple yet not easy. Hope my replies help.

Retirement

Savings

Career

When passion meets demand, you will see Good Money. Likewise, passion without demand will dampen everything. Delay gratification is highly related here. To achieve passion without demand you need to go thru the hardship of making it big in career or savings so you can enjoy the fruits towards Retirement.
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