Kenichi Xi
nᴉʍ oʇ dǝnᴉʇsǝd 不能说的秘密 at Tag Team with Gabriel Tham
327 upvotes received
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I am Final Fantasy =p
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nᴉʍ oʇ dǝnᴉʇsǝd 不能说的秘密 at Tag Team with Gabriel Tham
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(Sep)
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    Topics (2)

  • Asked by Anonymous

    Kenichi Xi
    Kenichi Xi
    149 Answers, 327 Upvotes
    Answered on 17 Jan 2019
    The most general issue is Smoking.
  • Asked by Anonymous

    Kenichi Xi
    Kenichi Xi, nᴉʍ oʇ dǝnᴉʇsǝd 不能说的秘密 at Tag Team with Gabriel Tham
    149 Answers, 327 Upvotes
    Answered on 15 Jan 2019
    " I studied computer science in the past, because it was believed to be profitable, but dropped out after one year to pursue my passion: teaching. " I think you made the right choice towards teaching. Find out what is burning you out and try to resolve it. Is usually all in your mind. Time vs Money. Unless your next option is really life changing, high chance the profitable dream from CS will not materialise and will make things worst for you. Always embrace what is good around you (teaching is not a bad choice because good students will appreciate you) rather then chasing what you believe is good but in reality, CS is really tough. Hope this helps in anyway. You know yourself Best!
  • Asked by Daniel Lee

    Kenichi Xi
    Kenichi Xi, nᴉʍ oʇ dǝnᴉʇsǝd 不能说的秘密 at Tag Team with Gabriel Tham
    149 Answers, 327 Upvotes
    Answered on 09 Jan 2019
    1. Small Savings of at least $500 starts with SSB 2. SRS for Tax Rebate but is better to do at the end of the year and from Feb 2019 SSB is an added option. 3. Top up MA to max and then SA if cash flows allows. 4. Voluntary Contribution to all 3 CPF account after pt 3 less the Annual Limit. 5. In spending on needs, get cash rebate or miles credit card, but only do it when you can afford full payment and not just pay the minimum amount and compound cc interest. 6. High Yield Account which work with pt 5 and pump up ur Savings. 7. All the above pts is best utilize after u saved the amount u targeted by age x and the excess is spent within the means. if not, u have to try and increase ur income and reduce ur spending. 8. Last but not least, focus on Good Health (be Fit like me) and Affordable Hns Policy that covers all expenses.
  • Asked by Daniel Lee

    Kenichi Xi
    Kenichi Xi, nᴉʍ oʇ dǝnᴉʇsǝd 不能说的秘密 at Tag Team with Gabriel Tham
    149 Answers, 327 Upvotes
    Answered on 08 Jan 2019
    My Fav Piggy Bank as Beginner Saver. I love to save $1 Gold Coin which tune out a Gong Xi Gong Xi tune. All savings comes from pocket money and eating lesser. Most of my friends buy pen or rubber (flag) for collection but i save to change to $1 gold coin bit by bit. Always Save for a Rainy Day is something i rmr since Primary School. (in fact is raining now) I learn not to be wasteful since young and learn tt money is important for the future. Is Encouraging and sounds like one is Congratulated Each Time a Saving is Deposit in. should really bring this back for young innocent child like me. All this is sweet and growing up phrase requires a POSB account which gives interest rate. The bank account started with a part time job at Mcd and salary is deposited monthly. More Money are tracked and doesnt requires counting to feel Good from the Saving Achievement. A walk to ATM could see the upgraded piggy bank and Achievement. As we progress in life from Education Progress to National Service which introduce us to insurance plans. Saving took a diff turn w Endowment Products and Bank selling Unit Trusts. Most ppl, even me, supports friend ilp, trusted bank w unit trust but we didnt realise uncertainty is heavily involved with the term more "Savings" being mis used. Eg my friend KK biting the bullet and digesting it. Up to today, Good Finanical Blog and Bloggers (maybe me too) and platforms like seedly have give more info on what are Real Savings from High Yield Account to SSB which uphold the true meaning of Savings. For me, since 1. Saving for Gxgx tune 2. Saving for rainy day 3. Saving for bank interest rate 4. Saving for more return thru policy n unit trust 5. Saving with certainty and better projection with CPF, SSB, Dividend Returns 6. Saving to buy income generating Asset 7. Saving for value deals and lifestyle 8. More importantly, Saving to be able to take care of Parents and Grandma TLDR: Saving is the Mother of All Investment and Investment should be income Generating Asset that allows taking care of FAMILY and Active Retirement.
  • Asked by Daniel Lee

    Kenichi Xi
    Kenichi Xi, nᴉʍ oʇ dǝnᴉʇsǝd 不能说的秘密 at Tag Team with Gabriel Tham
    149 Answers, 327 Upvotes
    Answered on 21 Dec 2018
    14 Christmas tree in the last picture 18 Trees in the Article
  • Asked by Daniel Lee

    Kenichi Xi
    Kenichi Xi, nᴉʍ oʇ dǝnᴉʇsǝd 不能说的秘密 at Tag Team with Gabriel Tham
    149 Answers, 327 Upvotes
    Answered on 20 Dec 2018
    There are people who try to convince how successful they are so they can meet up with individual and get them to trust them and pass their hard earned money to them to copy trade or "invest" to reach their "successful" level. There are people who are out there to help out those who are willing to help themselves by pointing them to the right legit resources to learn how to fish and progress from there. They don't wanna meet people or "show off" to gain publicity or "trust" so they can use other people money to make their own money. They progress everyday and hope others can see the light instead of chasing after urban legends on inflation when Saving is the Mother of All Investment. Taking the strata malls as an example, by becoming an owner of a shop unit doesnt warrant a profit because there are malls that could not get Tenant since TOP. Always do your own homework by visiting the sites and checking out the threshold population and not let sales talk or your own beliefs make big decision that can be destructive. My meme is for one to reach a good level, one must be willing to put in hardwork and effort to "try" and get a "good" result. Everyone is trying to survive everyday even among the Best of us. By doing things with a good intention, and doing homework, even if the result is not the desired one, it will not be a painful one.
  • Asked by Daniel Lee

    Kenichi Xi
    Kenichi Xi, nᴉʍ oʇ dǝnᴉʇsǝd 不能说的秘密 at Tag Team with Gabriel Tham
    149 Answers, 327 Upvotes
    Answered on 19 Dec 2018
    I make financial and health decision s everyday and each decision will have a long term benefit then destruction by taking the right risk and projecting a more certain return of investment. Financial Decision is just like Self Grooming Decision. Eg. In the Gym. The correct work out (investing decision) with the correct set + reps + wt (process of investing) will cultivate the Gain in Good Fit and Strong Body (ROI aka result) All the guru in the world can said how smart and good they are but when they cannot even make good decision on their body all is just luck and not skill. My resolution is for @Gabriel Tham to be able to go Lounging and Drink Wine with a Steady Fit Body.
  • Asked by Anonymous

    Kenichi Xi
    Kenichi Xi, nᴉʍ oʇ dǝnᴉʇsǝd 不能说的秘密 at Tag Team with Gabriel Tham
    149 Answers, 327 Upvotes
    Answered on 18 Dec 2018
    you need to undertsand the problems you are facing. work out a solution with the correct expectation. Many advices tt u should not compare urself to others, they are not exactly wrong but you yourself feels something is not correct and you knpw your situation best. Focus on solving the problems you can resolve or situation you can improve. Progressing is really important for self grooming. Hope my reply can get you moving.
  • Asked by Anonymous

    Kenichi Xi
    Kenichi Xi, nᴉʍ oʇ dǝnᴉʇsǝd 不能说的秘密 at Tag Team with Gabriel Tham
    149 Answers, 327 Upvotes
    Answered on 03 Dec 2018
    You can work for McDonald first. You get to learn how to sell and how to service people. Working in Mcd also teaches you how to handle ppl like colleagues and how to learn progressively. You also get work meal food) and toys in advance that u can sell on carousell. Hope this helps in anyway.
  • Asked by Kenneth Lou

    Kenichi Xi
    Kenichi Xi, nᴉʍ oʇ dǝnᴉʇsǝd 不能说的秘密 at Tag Team with Gabriel Tham
    149 Answers, 327 Upvotes
    Answered on 26 Oct 2018
    I am Pregnant
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