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Kelvin Chin

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Kelvin Chin

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Kelvin Chin

  • Answers (17)
  • Questions (0)
  • Reviews (12)

SG Budget Babe

Lifestyle

Savings

25 answers
Kelvin Chin
Kelvin Chin
Level 5. Genius
Answered on 09 Dec 2019
Funds to cover 6 months of expenses would be great!
👍 2

FIRE Movement

SG Budget Babe

Healthcare

Education

10 answers
Kelvin Chin
Kelvin Chin
Level 5. Genius
Answered on 02 Dec 2019
Love kids. Need to plan to amass a lump sum to lock in before life stage changes. If not, the catch up will be harder with shorter life to compound and with greater expenses. Start somewhere NOW!
👍 0

SG Budget Babe

Insurance

24 answers
Kelvin Chin
Kelvin Chin
Level 5. Genius
Answered on 02 Dec 2019
Whole life. Earlier, cheaper. Medical. Get some coverage. Accident. Get some too. Term life. Add on when there are dependents. CI. In the life policies. Cancer. Additional if concerned.
👍 0

SG Budget Babe

Family

Retirement

12 answers
Kelvin Chin
Kelvin Chin
Level 5. Genius
Answered on 02 Dec 2019
When I feel my assets are getting sizeable and by not crafting an effective last will, family members might fight over the estate. It is loving to them that I should state in my will clearly.
👍 0

General

SG Budget Babe

24 answers
Kelvin Chin
Kelvin Chin
Level 5. Genius
Answered on 02 Dec 2019
Have a short term and long term game plan. Pay yourself in each of these goals. Then have guilt free spending later on. Don't shortchange yourself. Perhaps your friends are earning, saving or investing more diligently than you thought!
👍 0

SG Budget Babe

MileLion

Credit Cards

42 answers
Kelvin Chin
Kelvin Chin
Level 5. Genius
Answered on 02 Dec 2019
Very possible. Many businesses love your cash and debit card transactions. Life gets simplier too.
👍 0

SG Budget Babe

Career

16 answers
Kelvin Chin
Kelvin Chin
Level 5. Genius
Answered on 02 Dec 2019
Under 40s, I would look dividends, distributions, interests. Under 60s, I might look at self-run business profits. Under 90s, probably could rent my property if I get to stay with my children and their family.
👍 0

SG Budget Babe

Credit Cards

9 answers
Kelvin Chin
Kelvin Chin
Level 5. Genius
Answered on 02 Dec 2019
By spreading the net wide, these companies could ensnare more people and some are blur card spenders and users, hence they profit from their late fees and interests. Annual fees I waived are also a revenue generator.
👍 1

SG Budget Babe

Property

Savings

Retirement

9 answers
Kelvin Chin
Kelvin Chin
Level 5. Genius
Answered on 02 Dec 2019
Any reason why you have asked this question?
👍 0

SG Budget Babe

Lifestyle

Credit Cards

9 answers
Kelvin Chin
Kelvin Chin
Level 5. Genius
Answered on 02 Dec 2019
I would try to use a separate card than my usual one. This is to ensure I could cancel the spare card due to card info being misused without much inconvenience to my regular spendings and shoppings.
👍 0
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Level 5. Genius
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