Hi Adam, Seems like you had it well planned. I am going to adopt from Seedly Money Framework . - Firstly, you may want to review your finances (income, expenses, debts etc.) to see how much buffer / investable money you have. - Next start learning one asset class. If you are not sure what asset there are you can read the different types here. Personally I would suggest you try and familiarise with EIP ETFs, retail bonds (read/ study past offering documents) or blue chips stocks. - Then look at how you can diversify your portfolio in terms of asset classes and the country/region eg. EIP ETFs do offer some exposure to the Asia Pacific, EU, NA countries. - Then you may consider other classes eg. REITS, penny stocks etc. You may also wish to find out more from the Seedly Personal Finance Festival Highlights for some tips. - Apart from investing you may also want to consider omptimizing your CPF accounts if you are local, personally I try to top up my family Medisave accounts when I can. Importantly- please do your due diligence. Best wishes.